115 Dugger Ridge Trl, Boone, NC 28607 Property Records

Watauga County property record for 115 Dugger Ridge Trl, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,645 sqft · built 2019
Lot Size	0.085 acres (3,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,725,000 (Jun 2023)
Tax Bill	$4,150 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2848-66-5573-000`

Property Details

APN / Parcel Number

Primary APN	`2848-66-5573-000`
Alternative APNs	`1813702` `1858520`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,645 sqft Living Area
1st Floor Area	488 sqft
Basement Area	299 sqft
Finished Basement	299 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,703 sqft (0.085 acres)
Garage Area	336 sqft
Porch	Porch
Porch Area	1,044 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1858520
Street Address	115 DUGGER RIDGE TRL
City	BOONE
State	NC
Zip	28607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, 0.085 AC, PB27 PG70
Legal Lot Number	2
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1055
Census Tract	920702

Owner

Source: Watauga County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8907 HEYDON HALL CIR, CHARLOTTE, NC 28210-6058
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 19, 2020	Special Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	2023732354
Deed Book / Page	2339 / 705
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 30, 2023
Property Address	115 DUGGER RIDGE TRL, BOONE, NC 28607
Document Number	0023390705
Book / Page	2339 / 705
Map Reference	MB 27 PG 70
Instrument Date	Jun 3, 2023
Instrument	732354
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8907 HEYDON HALL CIR, CHARLOTTE, NC 28210-6058

Mortgage

Document Number	0000732355
Date	Jun 30, 2023
Instrument	732355

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 19, 2020
Property Address	115 DUGGER RIDGE TRL, BOONE, NC 28607-6381
Document Number	0020930461
Book / Page	2093 / 461
Map Reference	MB 27 PG 70
Instrument Date	May 6, 2020
Instrument	690338
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CATULLO RUN, CHAPEL HILL, NC 27516

Mortgage

Document Number	690339
Date	May 19, 2020
Instrument	690339

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,150.00 (+0.85%)	$1,001,300 (-) Land $100,000 Building $901,300
2024			$1,001,300 Land $100,000 Building $901,300
2023		$1,001,300 (-) Land $100,000 Building $901,300
2022	$4,115.00	$1,001,300 Land $100,000 Building $901,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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