115 Dru Ln, Lugoff, SC 29078 Property Records

Kershaw County property record for 115 Dru Ln, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	4,328 sqft · built 2002
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Jun 2019)
Tax Bill	$1,494 (2025)
Deeds & Mortgages	Jun 2019 Sale & Line of Credit Nov 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265-04-00-004-SGK`

Property Details

APN / Parcel Number

Primary APN	`265-04-00-004-SGK`
Alternative APN	`41798`

Interior

Stories	1 Story
Building Area	4,328 sqft Gross Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	680 sqft
Porch	Porch
Porch Area	224 sqft
Deck Area	303 sqft

Location & Zoning

Account Number	41798
Street Address	115 DRU LN
City	LUGOFF
State	SC
Zip	29078-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD2
Legal Description	THREE BRANCHES SUBDIV LOT 4
Legal Subdivision	THREE BRANCHES SUBDIV
Legal Lot Number	4
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	970401

Owner

115 Dru Ln is owned and occupied by two individuals who bought it in June 2019.

Source: Kershaw County records, as of November 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 DRU LN, LUGOFF, SC 29078-8728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2019	Warranty Deed, Transfer · Line of Credit SOUTHERN FIRST BK NA
Nov 7, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jun 27, 2017	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	20194338
Deed Book / Page	4038 / 54
Prior Transfer Date	Jun 19, 2017
Prior Transfer Doc	0000005190
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 5, 2019
Property Address	115 DRU LN, LUGOFF, SC 29078-8728
Document Number	0000004338
Book / Page	004038 / 000054
Instrument Date	May 10, 2019
Instrument	4338
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 DRU LN LUGOFF SC 290788728, LUGOFF, SC 29078-8728

Mortgage

Document Number	4340
Date	Jun 5, 2019
Book Page	004038/000060
Instrument	4340

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Nov 7, 2017
Property Address	115 DRU LN, LUGOFF, SC 29078-8728
Document Number	0000008997
Book / Page	003776 / 000007
Instrument Date	Oct 23, 2017
Instrument	8997
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$266.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2862 WATSON ST ELGIN SC 290459439, ELGIN, SC 29045-9439

June 2017: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 27, 2017
Property Address	115 DRU LN, LUGOFF, SC 29078-8728
Document Number	0000005190
Book / Page	003714 / 000297
Instrument Date	Jun 19, 2017
Instrument	5190
Transaction Type	Foreclosure
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 SW TEMPLE SALT LAKE CITY UT 84115, SALT LAKE CITY, UT 84115

Tax Assessment & Valuation

The 2025 property tax bill for 115 Dru Ln was $1,494.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,494.00	$242,000 Land $16,000 Building $226,000	$242,000
2023	$1,225.00	$242,000 Land $16,000 Building $226,000	$242,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Dru Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Dru Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dru Ln

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