115 Downing Rdg, Madison, AL 35758 Property Records

Madison County property record for 115 Downing Rdg, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,724 sqft · built 2000
Lot Size	0.378 acres (16,497 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Apr 2020)
Tax Bill	$2,732 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-04-2-000-008.014`

Property Details

APN / Parcel Number

Primary APN	`16-02-04-2-000-008.014`
Alternative APN	`511765`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,497 sqft (0.378 acres)
Lot Dimensions	192 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	511765
Street Address	115 DOWNING RDG
City	MADISON
State	AL
Zip	35758-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK 1 WELLINGTON PH II A RESUB OF LOT 2 OF BLACHE W STINNETT PROPERTY & OTHER LANDS PB 38 PG 69
Legal Range	02W
Legal Township	04S
Legal Section	04
Legal Subdivision	WELLINGTON PH II
Legal Block	1
Legal Lot Number	17
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1001
Census Tract	11025

Owner

115 Downing Rdg is owned and occupied by two individuals who bought it in April 2020.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 DOWNING RDG, MADISON, AL 35758-5603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Deed Document Number	202027367
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Apr 20, 2020
Property Address	115 DOWNING RDG, MADISON, AL 35758-5603
Document Number	0000027367
Instrument Date	Apr 10, 2020
Instrument	27367
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 PRAIRIE CT MADISON AL 357587646, MADISON, AL 35758-7646

Mortgage

Document Number	27368
Date	Apr 20, 2020
Instrument	27368

Lender

Name	STRONG HM MTG LLC
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 19, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 115 Downing Rdg was $2,732 with a homeowner's exemption, up 4.5% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,732.00 (+4.51%)
2025	$2,614.00 Homeowner's exemption	$38,160 Land $6,500 Building $31,660	$381,500 Land $65,000 Building $316,500
2023	$2,457.00 (+12.5%) Homeowner's exemption	$35,900 (+12.26%) Land $6,500 Building $29,400	$358,900 (+12.26%) Land $65,000 Building $293,900
2022	$2,184.00 Homeowner's exemption	$31,980 Land $6,500 Building $25,480	$319,700 Land $65,000 Building $254,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Downing Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Downing Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20