115 Division St, New Bedford, MA 02744 Property Records

Bristol County and New Bedford City property record for 115 Division St, New Bedford, MA 02744

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,549 sqft · built 1887
Lot Size	0.15 acres (6,547 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Sep 2026)
Tax Bill	$3,937 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`NEWB M:0024 L:0196`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0024 L:0196`
Alternative APNs	`NWBF M:0024 L:0196` `3815`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,549 sqft Living Area
Gross Area	3,098 sqft
Basement Area	1,158 sqft
Unfinished Basement	1,158 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,547 sqft (0.15 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	3815
Street Address	115 DIVISION ST
City	NEW BEDFORD
State	MA
Zip	02744-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	196
Jurisdiction	NEW BEDFORD MA
Township / Civil Division	NEW BEDFORD
Census Block Group	2
Census Block	2000
Census Tract	652500

Owner

Source: Bristol County and New Bedford City records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 DIVISION ST, NEW BEDFORD, MA 02744-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Sep 16, 2026	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Nov 4, 2022	Quit Claim Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	2026169740
Deed Book / Page	15493 / 425
Prior Transfer Date	Sep 3, 2026
Prior Transfer Doc	0000169740
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Sep 16, 2026
Property Address	115 DIVISION ST, NEW BEDFORD, MA 02744-1112
Document Number	0000169740
Book / Page	15493 / 425
Instrument Date	Sep 3, 2026
Instrument	2026169740
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 DIVISION ST, NEW BEDFORD, MA 02744-1112

Mortgage

Date	Sep 16, 2026

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Recording Date	Sep 16, 2026
Property Address	115 DIVISION ST, NEW BEDFORD, MA 02744-1112
Document Number	0000169750
Book / Page	15493 / 428
Instrument Date	Sep 3, 2026
Instrument	2026169750
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 DIVISION ST, NEW BEDFORD, MA 02744-1112

Mortgage

Document Number	0000169750,
Date	Sep 16, 2026
Book Page	15493/428
Instrument	2026169750

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Nov 4, 2022
Property Address	115 DIVISION ST, NEW BEDFORD, MA 02744-1112
Document Number	014522-254
Book / Page	14522 / 254
Instrument Date	Nov 3, 2022
Instrument	24739
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 DIVISION ST, NEW BEDFORD, MA 02744-1112

Mortgage

Document Number	0000024740
Date	Nov 4, 2022
Instrument	24740

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	New Bedford City
Unified School District	New Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,937.00 (+4.51%)	$348,100 (+10.9%) Land $90,200 Building $257,900	$313,975 (-9.9%)
2024	$3,767.00 (+3.38%)	$313,900 (+23.1%) Land $84,600 Building $229,300	$348,460
2023	$3,644.00	$255,000 Land $72,200 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2015–2019)
Most Recent Claim	Oct 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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