115 Despejado Dr, Laredo, TX 78045 Property Records

Webb County property record for 115 Despejado Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,304 sqft · built 2016
Lot Size	0.148 acres (6,458 sqft)
Owner	Individual Name on File
Last Sale	$223,100 (Jan 2021)
Tax Bill	$1,732 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989-76003-080`

Property Details

APN / Parcel Number

Primary APN	`989-76003-080`
Alternative APN	`529621`

Interior

Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	2,304 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,458 sqft (0.148 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	210 sqft

Location & Zoning

Street Address	115 DESPEJADO DR
City	LAREDO
State	TX
Zip	78045-6850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 3, LOT 8, PHASE 11
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	11
Legal Block	3
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2027
Census Tract	1727

Owner

115 Despejado Dr is owned and occupied by an individual who bought it in January 2021.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	115 DESPEJADO DR, LAREDO, TX 78045-6850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 22, 2021	Vendor's Lien, Transfer SERVICE FIRST MORTGAGE CO
Apr 12, 2017	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on File
Deed Sale	Jan 22, 2021 · Amount on File
Prior Sale	Apr 12, 2017 · Amount on File
Deed Document Number	20211416470
Deed Book / Page	4942 / 389
Prior Transfer Date	Jan 20, 2021
Prior Transfer Doc	004942/389
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	115 DESPEJADO DR, LAREDO, TX 78045-6850
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4375/661
Date	Feb 26, 2018
Book Page	4375/661
Instrument	1321705

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 22, 2021
Property Address	115 DESPEJADO DR, LAREDO, TX 78045-6850
Document Number	004942/389
Book / Page	4942 / 389
Map Reference	VOL 32 PG 14-15
Instrument Date	Jan 20, 2021
Instrument	1416470
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 DESPEJADO DR, LAREDO, TX 78045-6850

Mortgage

Date	Jan 22, 2021

Lender

Name	SERVICE FIRST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

April 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 12, 2017
Property Address	115 DESPEJADO DR, LAREDO, TX 78045-6850
Document Number	004219/031
Book / Page	4219 / 031
Map Reference	VOL 32 PG 14-15
Instrument Date	Apr 11, 2017
Instrument	1294076
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 DESPEJADO DR, LAREDO, TX 78045-6850
Investor	Possibly a Property Investor

Mortgage

Document Number	0001294077
Date	Apr 12, 2017
Instrument	1294077

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 115 Despejado Dr was $1,732, down 0.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,734 (-0.45%) Land $99,776 Building $240,958	$340,734 (-0.45%) Land $99,776 Building $240,958
2025	$1,732.00 (-0.63%)	$342,288 Land $99,776 Building $242,512	$342,288 Land $99,776 Building $242,512
2024	$1,743.00
2023		$331,652 Land $86,408 Building $245,244	$331,652 Land $86,408 Building $245,244
2022	$1,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Despejado Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Despejado Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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