Garrard County property record for 115 Debbie Ave, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · built 1962 |
| Lot Size | 0.271 acres (11,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Oct 2015) |
| Tax Bill | $724 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | L4-17-017 |
| Primary APN | L4-17-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,832 sqft (0.271 acres) |
| Cooling System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 19136 |
|---|---|
| Street Address | 115 DEBBIE AVE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L LOT 17 |
| Legal Subdivision | ROLLING HILLS |
| Legal Lot Number | 17 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970300 |
115 Debbie Ave is owned by two individuals who bought it in October 2015.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 329 SUGAR CREEK RD, LANCASTER, KY 40444-9501 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2015 · Amount on File |
| Deed Sale | Oct 27, 2015 · Amount on File |
| Deed Document Number | 2015127302 |
| Deed Book / Page | 280 / 812 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 115 Debbie Ave was $724, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,000 (-) Land $20,000 Building $45,000 | $65,000 (-) Land $20,000 Building $45,000 | |
| 2025 | $724.00 (-0.55%) | $65,000 (-) Land $20,000 Building $45,000 | $65,000 (-) Land $20,000 Building $45,000 |
| 2024 | $728.00 (+15.19%) | $65,000 (+18.18%) Land $20,000 Building $45,000 | $65,000 (+18.18%) Land $20,000 Building $45,000 |
| 2023 | $632.00 (-0.94%) | $55,000 (-) Land $15,000 Building $40,000 | $55,000 (-) Land $15,000 Building $40,000 |
| 2022 | $638.00 | $55,000 Land $15,000 Building $40,000 | $55,000 Land $15,000 Building $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Debbie Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Debbie Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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