Amador County property record for 115 David Dr, Sutter Creek, CA 95685
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,688 sqft · built 1978 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Apr 2011) |
| Tax Bill | $3,167 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-320-050-000 |
| Primary APN | 018-320-050-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 2,688 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 115 DAVID DR |
|---|---|
| City | SUTTER CREEK |
| State | CA |
| Zip | 95685-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | 45M57 ADJ LOT 24 SUTTER OAKS #2 |
| Legal Subdivision | SUTTER OAKS #2 |
| Legal Lot Number | 24 |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | IONE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 303 |
Source: Amador County records · APN 018-320-050-000
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 DAVID DR, SUTTER CREEK, CA 95685-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 13, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2011 · Amount on Record |
| Deed Sale | Apr 11, 2011 · Amount on Record |
| Prior Sale | Feb 24, 2011 · Amount on Record |
| Deed Document Number | 20112858 |
| Prior Transfer Date | Apr 01, 2011 |
| Prior Transfer Doc | 0000002861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 115 DAVID DR, SUTTER CREEK, CA 95685-4014 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 115 DAVID DR, SUTTER CREEK, CA 95685-4014 |
| Document Number | 0000008195 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-0008195 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 115 DAVID DR, SUTTER CREEK, CA 95685-4014 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 115 DAVID DR, SUTTER CREEK, CA 95685-4014 |
| Document Number | 0000013730 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021-0013730 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Municipality | Sutter Creek City |
| Unified School District | Amador County Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,684 (+2%) Land $104,536 Building $222,148 | ||
| 2025 | $3,167.00 (+4.04%) Homeowner's exemption | $320,280 (+4.04%) Land $102,487 Building $217,793 | |
| 2024 | $533,070 | ||
| 2023 | $3,044.00 (+1.94%) Homeowner's exemption | $307,845 Land $98,508 Building $209,337 | |
| 2022 | $2,986.00 |
Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1980–2022) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 120 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AWA, TANNER serves 4,940 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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