South Kingstown Town property record for 115 Dam St, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1860 |
| Lot Size | 0.277 acres (12,055 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Dec 2025) |
| Tax Bill | $3,194 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-50-0589-44 |
| Primary APN | R-50-0589-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 1,996 sqft |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,055 sqft (0.277 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R-50-0589-44 |
|---|---|
| Street Address | 115 DAM ST |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Lot Number | 125 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 51201 |
115 Dam St is owned by two individuals who bought it in December 2025.
Source: South Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 HILL FARM CAMP RD, COVENTRY, RI 02816-6948 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage WESTERLY COMMUNITY CU |
| Oct 9, 2024 | Quit Claim Deed, Transfer · Stand-Alone Refinance HARBORONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on File |
| Deed Sale | Dec 5, 2025 · Amount on File |
| Prior Sale | Dec 14, 2015 · Amount on File |
| Deed Book / Page | 1920 / 311 |
| Prior Transfer Date | Oct 1, 2024 |
| Prior Transfer Doc | 1890000194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 115 DAM ST, SOUTH KINGSTOWN, RI 02879-2145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001775-109 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 1775/109 |
| Instrument | 12028 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Dec 5, 2025 |
| Property Address | 115 DAM ST, SOUTH KINGSTOWN, RI 02879-2145 |
| Document Number | 001920-311 |
| Book / Page | 1920 / 311 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 41438 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 121 HILL FARM CAMP RD, COVENTRY, RI 02816-6948 |
| Document Number | 0000041439 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 41439 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Type Change Date | Jan 1, 2033 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Oct 9, 2024 |
| Property Address | 115 DAM ST, SOUTH KINGSTOWN, RI 02879-2145 |
| Document Number | 001890-194 |
| Book / Page | 1890 / 194 |
| Instrument Date | Oct 1, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 DAM ST, SOUTH KINGSTOWN, RI 02879-2145 |
| Document Number | 0001890196 |
|---|---|
| Date | Oct 9, 2024 |
| Instrument | 1890/196 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
The 2025 property tax bill for 115 Dam St was $3,194.
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,194.00 | $357,300 Land $156,100 Building $201,200 | $382,650 |
| 2023 | $3,123.00 (+0.94%) | $282,600 (-) Land $120,200 Building $162,400 | |
| 2022 | $3,094.00 | $282,600 Land $120,200 Building $162,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Dam St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Dam St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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