115 Cub Ln, Covington, GA 30016 Property Records

Newton County property record for 115 Cub Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,994 sqft · built 2018
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Mar 2025)
Tax Bill	$3,731 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0070B-00000-036-000`

Property Details

APN / Parcel Number

Primary APN	`0070B-00000-036-000`
Alternative APNs	`0070B 036` `26191`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,994 sqft Heated Area
1st Floor Area	1,475 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Area	1,140 sqft

Exterior Amenities

Porch	Slab
Porch Area	134 sqft
Deck Area	162 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26191
Street Address	115 CUB LN
City	COVINGTON
State	GA
Zip	30016-5874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 36 SCOUT'S RIDGE
Legal Subdivision	SCOUT'S RIDGE
Legal Lot Number	36
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	3
Census Block	3028
Census Tract	100801

Owner

Source: Newton County records · APN 0070B-00000-036-000

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	115 CUB LN, COVINGTON, GA 30016-5874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE FIRM
Mar 21, 2019	Warranty Deed, Transfer · VA Mortgage HOMESTAR FIN'L
Apr 30, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
May 01, 2017	Warranty Deed, Construction Loan · Construction Mortgage DOUBLE A INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2025 · Amount on Record
Deed Sale	Mar 05, 2025 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	20252130
Deed Book / Page	4704 / 648
Prior Transfer Date	Oct 15, 2024
Prior Transfer Doc	0046660189
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	115 CUB LN, COVINGTON, GA 30016-5874
Document Number	0039320023
Instrument Date	Dec 02, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CUB LN COVINGTON GA 300165874, COVINGTON, GA 30016-5874

Mortgage

Document Number	0039320023
Date	Dec 06, 2019
Book Page	003932/000023
Instrument	16044

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 21, 2019
Property Address	115 CUB LN, COVINGTON, GA 30016-5874
Document Number	0038180036
Book / Page	003818 / 000036
Instrument Date	Mar 15, 2019
Instrument	3495
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$237.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CUB LN COVINGTON GA 300165874, COVINGTON, GA 30016-5874

Mortgage

Document Number	38180037
Date	Mar 21, 2019
Book Page	003818/000037
Instrument	3496

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 30, 2018
Property Address	115 CUB LN, COVINGTON, GA 30016-5874
Document Number	0036940366
Book / Page	003694 / 000366
Instrument Date	Apr 27, 2018
Instrument	5203
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CUB LN COVINGTON GA 300165874, COVINGTON, GA 30016-5874

Mortgage

Document Number	36940368
Date	Apr 30, 2018
Book Page	003694/000368
Instrument	5204

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 01, 2017
Property Address	115 CUB LN, COVINGTON, GA 30016-5874
Document Number	0035580406
Book / Page	003558 / 000406
Instrument Date	Apr 27, 2017
Instrument	4739
Transaction Type	Construction Loan
Record Updated	May 09, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$20.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1634 CAMPBELL RD COVINGTON GA 300146106, COVINGTON, GA 30014-6106

Mortgage

Document Number	35580408
Date	May 01, 2017
Book Page	003558/000408
Instrument	4740

Lender

Name	DOUBLE A INVESTMENTS LLC
Address	COVINGTON, GA 30016

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 30, 2018

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,731.00 (+13.89%) Homeowner's exemption	$158,440 (+12.37%) Land $21,200 Building $137,240	$396,100 (+12.37%) Land $53,000 Building $343,100
2023		$141,000 Land $10,000 Building $131,000	$352,500 Land $25,000 Building $327,500
2022	$3,276.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Spectrum, Verizon, Xfinity.

Based on FCC filings for 27 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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