Bureau County property record for 115 Cross St, Buda, IL 61314 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Oct 2023) |
| Tax Bill | $2,244 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-34-333-003 |
| Primary APN | 14-34-333-003 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Account Number | 1434333003 |
|---|---|
| Street Address | 115 CROSS ST |
| City | BUDA |
| State | IL |
| Zip | 61314-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUDA-EMERSONS ADD. L 4 (66X132) D 23-3501 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 34 |
| Legal Subdivision | EMERSONS |
| Legal Lot Number | 4 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 965600 |
Source: Bureau County records · APN 14-34-333-003
Assessment roll updated May 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 CROSS ST, BUDA, IL 61314-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL SAVINGS & LOAN |
| Jun 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| May 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on Record |
| Deed Sale | Oct 30, 2023 · Amount on Record |
| Deed Document Number | 20233501 |
| Prior Transfer Date | Jun 16, 2006 |
| Prior Transfer Doc | 1252/982 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Oct 30, 2023 |
| Property Address | 115 CROSS ST, BUDA, IL 61314-9433 |
| Document Number | 2023R03501 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023R03501 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 115 CROSS ST, BUDA, IL 61314-9433 |
| Document Number | 2023R03502 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023R03502 |
| Name | UNION FEDERAL SAVINGS & LOAN |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 115 CROSS ST, BUDA, IL 61314-9433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R02038 |
|---|---|
| Date | Jun 01, 2018 |
| Instrument | 2018R02038 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | May 18, 2018 |
| Property Address | 115 CROSS ST, BUDA, IL 61314-9433 |
| Document Number | 2018R01835 |
| Instrument Date | May 18, 2018 |
| Instrument | 2018R01835 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 115 CROSS ST, BUDA, IL 61314-9433 |
Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Concord Township |
| Municipality | Buda Village |
| Unified School District | Bureau Valley Community Unit School District 340 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,244.00 (+6.7%) Homeowner's exemption | $28,365 (-4.71%) Land $1,861 Building $26,504 | $85,095 (-4.71%) Land $5,583 Building $79,512 |
| 2024 | $2,103.00 (+92.58%) | $29,766 (+7.35%) Land $1,750 Building $28,016 | $89,298 (+7.35%) Land $5,250 Building $84,048 |
| 2023 | $27,728 (+63.23%) Land $1,630 Building $26,098 | $83,184 (+63.23%) Land $4,890 Building $78,294 | |
| 2022 | $1,092.00 | $16,987 Land $1,515 Building $15,472 | $50,961 Land $4,545 Building $46,416 |
Source: FEMA National Flood Hazard Layer, Bureau County (17011C), updated August 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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