115 Cross Rd, Collins, MS 39428 Property Records

Covington County property record for 115 Cross Rd, Collins, MS 39428

Property Summary

Property TypeMobile Home
Details1 ba · 2,128 sqft · built 2019
Lot Size1.84 acres (80,150 sqft)
OwnerIndividual Name on Record
Tax Bill$311 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN136C14 00602

Property Details

APN / Parcel Number

Primary APN136C14 00602
Alternative APN
  • 20125

Interior

Full Baths1 Bath
Building Area2,128 sqft Adjusted Area
1st Floor Area2,128 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleMobile Home
Lot Area80,150 sqft (1.84 acres)
PorchSlab
Porch Area112 sqft
Deck Area96 sqft

Location & Zoning

Account Number20125
Street Address115 CROSS RD
CityCOLLINS
StateMS
Zip39428-3920
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description1.84 AC PT W2 SW4 NE4 LYING N CROSS RD IN COLLINS SUBDIVISION B 0347 P 0190 04/14/2021
Legal Range16W
Legal Township08N
Legal Section14
Legal SubdivisionCOLLINS SUBDIVISION
JurisdictionCOVINGTON MS
Township / Civil Division3
Census Block Group1
Census Block1080
Census Tract950300

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 CROSS RD, COLLINS, MS 39428-3920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · FHA Mortgage
RESIDENTIAL ACCEPTANCE CORP
Apr 14, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVINGTON MS
Property Address115 CROSS RD, COLLINS, MS 39428-3920
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 CROSS RD, COLLINS, MS 39428-3920

Mortgage

Document Number000796/609
DateDec 27, 2021
Book Page796/609
Lender
NameRESIDENTIAL ACCEPTANCE CORP
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOVINGTON MS
Recording DateApr 14, 2021
Property Address115 CROSS RD, COLLINS, MS 39428-3920
Document Number000347/190
Book / Page347 / 190
Instrument DateApr 14, 2021
Instrument1067536
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address265 HUGHES RD, COLLINS, MS 39428-4780

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 CROSS RD, COLLINS, MS 39428-3920

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyCovington County
MunicipalityCollins City
Unified School DistrictCovington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$311.00 (-9.06%) Disabled Person's exemption$6,439 (-5.9%)
2024$6,843 (-10.57%)$63,420 (-5.99%) Land $6,700 Building $56,720
2023$7,652 (-0.03%)$67,460 (-10.72%) Land $6,700 Building $60,760
2022$342.00 Disabled Person's exemption$7,654$75,560 Land $6,710 Building $68,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimApr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 73% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Swyft Connect
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Cross Rd

Nearby Streets

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