115 Craig Dr, Hubert, NC 28539 Property Records

Onslow County property record for 115 Craig Dr, Hubert, NC 28539

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,220 sqft · built 2005
Lot Size0.769 acres (33,541 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Dec 2019)
Tax Bill$1,473 (2023)
Deeds & MortgagesAug 2023 Mortgage
Apr 2017 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN1306C-8

Property Details

APN / Parcel Number

Primary APN1306C-8
Alternative APNs
  • 456593000
  • 064042

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,220 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area33,541 sqft (0.769 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number456593000
Old Parcel Number1306C 8,
Street Address115 CRAIG DR
CityHUBERT
StateNC
Zip28539-3863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8M
Legal DescriptionL8 RACHELS HARBOR S/F 1306 100,1 PCR INVESTMENTS
Legal SubdivisionRACHELS HARBOR
Legal Lot Number8
JurisdictionONSLOW NC
Township / Civil DivisionSWANSBORO
Census Block Group3
Census Block3010
Census Tract105

Owner

Source: Onslow County records, as of October 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address115 CRAIG DR, HUBERT, NC 28539-3863
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Apr 19, 2017Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Dec 16, 2019Warranty Deed, Transfer · VA Mortgage
ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2019 · Amount on Record
Deed SaleDec 16, 2019 · Amount on Record
Prior SaleJan 31, 2006 · Amount on Record
Deed Document Number0005073927
Deed Book / Page5073 / 927
Record UpdatedJun 7, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address115 CRAIG DR, HUBERT, NC 28539-3863
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 CRAIG DR, HUBERT, NC 28539-3863

Mortgage

Document Number0060160102
DateAug 11, 2023
Book Page6016/102
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address115 CRAIG DR, HUBERT, NC 28539-3863
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046040566
DateApr 19, 2017
Book Page4604/566
Instrument4604-566
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateDec 16, 2019
Property Address115 CRAIG DR, HUBERT, NC 28539-3863
Document Number0050730927
Book / Page5073 / 927
Map ReferenceMB 45 PG 205
Instrument DateDec 5, 2019
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3725 JETTY PT, 3725, CARLSBAD, CA 92010-5538

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 CRAIG DR, HUBERT, NC 28539-3863

Mortgage

Document Number0005073931
DateDec 16, 2019
Instrument5073/931
Lender
NameALPHA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,473.00$224,894 Land $45,000 Building $179,894$224,894 Land $45,000 Building $179,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims19 (1996–2018)
Claims Outside the SFHA4 of 19
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 15 claims
  • Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 80% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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