115 Cox St, Morganton, NC 28655 Property Records

Burke County property record for 115 Cox St, Morganton, NC 28655

Property Summary

Property Type	Auto Repair, Garage
Details	1 ba · 2,778 sqft · built 1982
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Tax Bill	$895 (2026)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2703235313`

Property Details

APN / Parcel Number

Primary APN	`2703235313`
Alternative APN	`1367`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,778 sqft Total Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gambrel
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Canopy	793 sqft

Location & Zoning

Street Address	115 COX ST
City	MORGANTON
State	NC
Zip	28655-3915
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	HIGH INTEN
Legal Description	115 COX ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1035
Census Tract	21400

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1013, MORGANTON, NC 28680-1013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · Line of Credit JUDY BOWERS PETERS
Apr 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 18, 2017
Transfer Doc	0022880461
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 7, 2022
Property Address	115 COX ST, MORGANTON, NC 28655-3915
Document Number	0026500162
Book / Page	2650 / 162
Map Reference	MB 2 PG 4&5
Instrument Date	Oct 7, 2022
Instrument	2021026590
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 PEA RIDGE ST, MORGANTON, NC 28655-9278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1013, MORGANTON, NC 28680-1013

Mortgage

Document Number	2021026591
Date	Oct 7, 2022
Instrument	2021026591

Lender

Name	JUDY BOWERS PETERS
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Apr 18, 2017
Property Address	115 COX ST, MORGANTON, NC 28655-3915
Document Number	0022880461
Book / Page	002288 / 000461
Instrument Date	Apr 18, 2017
Instrument	3473
Transaction Type	Transfer
Record Updated	Jul 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 PEA RIDGE ST MORGANTON NC 286559278, MORGANTON, NC 28655-9278

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$895.00	$161,397 (-) Land $83,247 Building $78,150	$161,397 (-) Land $83,247 Building $78,150
2025	$895.00 (-0.89%)	$161,397 (-) Land $83,247 Building $78,150	$161,397 (-) Land $83,247 Building $78,150
2023	$903.00	$161,397 Land $83,247 Building $78,150	$161,397 Land $83,247 Building $78,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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