115 Covington Cv, Youngstown, OH 44515 Property Records

Mahoning County property record for 115 Covington Cv, Youngstown, OH 44515

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,318 sqft · built 2013
Lot Size	0.346 acres (15,050 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jun 2026)
Tax Bill	$6,310 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2019 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`48-082-A-057.00-0`

Property Details

APN / Parcel Number

Primary APN	`48-082-A-057.00-0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,318 sqft Living Area
Gross Area	4,238 sqft
1st Floor Area	1,483 sqft
Upper Floors Area	646 sqft
Attic	Attic
Attic Area	189 sqft
Basement Area	1,437 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	15,050 sqft (0.346 acres)
Lot Dimensions	152 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	115 COVINGTON CV
City	YOUNGSTOWN
State	OH
Zip	44515-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 57 92.26 X 185.40 IRR HERONS LANDING PLAT NO 3
Legal Subdivision	HERONS LANDING PLAT NO 3
Legal Lot Number	57
Jurisdiction	MAHONING OH
Township / Civil Division	AUSTINTOWN
Census Block Group	3
Census Block	3005
Census Tract	812604

Owner

115 Covington Cv is owned and occupied by two individuals who bought it in June 2026.

Source: Mahoning County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit SEVEN SEVENTEEN CU INC
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage SEVEN SEVENTEEN CU INC
May 14, 2014	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Jul 28, 2022 · Amount on File
Deed Document Number	202611867
Deed Book / Page	6743 / 107
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	06232/0189
Date	Jun 15, 2017
Book Page	6232/0189
Instrument	201700013583

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	06335/2442
Date	Aug 2, 2019
Book Page	6335/2442
Instrument	201900015827

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	06391/2429
Date	Jul 29, 2020
Book Page	6391/2429
Instrument	202000016556

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	May 1, 2035

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 COVINGTON CV, AUSTINTOWN, OH 44515-5803

Mortgage

Document Number	06566/1806
Date	Apr 7, 2023
Book Page	6566/1806
Instrument	202300006432

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Mar 25, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06711/2087
Date	Dec 1, 2025
Book Page	6711/2087
Instrument	202500025456

Lender

Name	SEVEN SEVENTEEN CU INC
Type	Credit Union
Address	WARREN, OH 44483

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 2, 2026
Property Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803
Document Number	0000011867
Book / Page	6743 / 107
Instrument Date	Apr 10, 2026
Instrument	202611867
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803

Mortgage

Document Number	0000011868,
Date	Jun 2, 2026
Instrument	202611868

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 2, 2026
Property Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803
Document Number	006743/107
Book / Page	6743 / 107
Instrument Date	Apr 10, 2026
Instrument	202611867
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803

Mortgage

Document Number	0000011868,
Date	Jun 2, 2026
Instrument	202611868

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jul 28, 2022
Property Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803
Document Number	006530/876
Book / Page	6530 / 876
Map Reference	VOL 107 PG 186
Instrument Date	Jul 8, 2022
Instrument	202200018199
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803

Mortgage

Document Number	202200018200
Date	Jul 28, 2022
Instrument	202200018200

Lender

Name	SEVEN SEVENTEEN CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	May 14, 2014
Property Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803
Document Number	006082/043
Book / Page	6082 / 043
Map Reference	MB107 PG186
Instrument Date	May 13, 2014
Instrument	201400010636
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	115 COVINGTON CV, YOUNGSTOWN, OH 44515-5803
Investor	Possibly a Property Investor

Mortgage

Document Number	201400010637
Date	May 14, 2014
Instrument	201400010637

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 115 Covington Cv was $6,310, up 4.7% from the year before.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Austintown Township
Unified School District	Austintown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,310.00 (+4.66%)	$130,930 (-) Land $14,110 Building $116,820	$374,090 Land $40,320 Building $333,770
2024	$6,029.00 (+1.76%)	$130,930 (-) Land $14,110 Building $116,820
2023	$5,925.00 (+30.19%)	$130,930 (+62.46%) Land $14,110 Building $116,820	$374,090 (+62.47%) Land $40,320 Building $333,770
2022	$4,551.00	$80,590 Land $11,640 Building $68,950	$230,250 Land $33,260 Building $196,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 Covington Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Covington Cv is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YOUNGSTOWN CITY PWS serves 130,530 people · EPA ID OH5002303
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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