Effingham County property record for 115 Covered Bridge Blvd, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,811 sqft · built 2016 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $434,000 (Jul 2020) |
| Tax Bill | $7,086 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0327A-074-000 |
| Primary APN | 0327A-074-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,811 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 825 sqft |
| Porch | Slab |
| Porch Area | 801 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5212 |
|---|---|
| Street Address | 115 COVERED BRIDGE BLVD |
| City | GUYTON |
| State | GA |
| Zip | 31312-5636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .51 AC LOT 74 (OUT 352-37) |
| Legal Subdivision | COVERED BRIDGE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30401 |
115 Covered Bridge Blvd is owned and occupied by two individuals who bought it in July 2020.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 COVERED BRIDGE BLVD, GUYTON, GA 31312-5636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage WORKMENS CIRCLE CREDIT UNION |
| Mar 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2020 · Amount on File |
| Deed Sale | Jul 9, 2020 · Amount on File |
| Prior Sale | Mar 12, 2019 · Amount on File |
| Deed Document Number | 20201848 |
| Deed Book / Page | 2605 / 412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 9, 2020 |
| Property Address | 115 COVERED BRIDGE BLVD, GUYTON, GA 31312-5636 |
| Document Number | 002605/412 |
| Book / Page | 2605 / 412 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 2020-001848 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 COVERED BRIDGE BLVD, GUYTON, GA 31312-5636 |
| Document Number | 0000002605/0000000414 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 0000002605/0000000414 |
| Instrument | 006695 |
| Name | WORKMENS CIRCLE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 12, 2019 |
| Property Address | 115 COVERED BRIDGE BLVD, GUYTON, GA 31312-5636 |
| Document Number | 002514/595 |
| Book / Page | 2514 / 595 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 2019-000622 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 S EFFINGHAM PLANTATION DR, GUYTON, GA 31312-5984 |
| Document Number | 0000002514/0000000597 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 0000002514/0000000597 |
| Instrument | 002046 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 115 Covered Bridge Blvd was $7,086, down 6.3% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,016 (+10.14%) Land $44,800 Building $196,216 | $602,541 (+10.14%) Land $112,000 Building $490,541 | |
| 2025 | $7,086.00 (-6.26%) | $218,834 (-14.18%) Land $31,200 Building $187,634 | $547,084 (-14.18%) Land $78,000 Building $469,084 |
| 2024 | $7,559.00 (+28.86%) | $255,003 (+23.92%) Land $31,200 Building $223,803 | $637,508 (+23.92%) Land $78,000 Building $559,508 |
| 2023 | $5,866.00 (-0.22%) | $205,784 (+6.41%) Land $31,200 Building $174,584 | $514,460 (+6.41%) Land $78,000 Building $436,460 |
| 2022 | $5,879.00 | $193,384 Land $18,800 Building $174,584 | $483,460 Land $47,000 Building $436,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Covered Bridge Blvd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 6 (1994–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Covered Bridge Blvd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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