115 Cove Dr, Seaford, VA 23696 Property Records

York County property record for 115 Cove Dr, Seaford, VA 23696

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 1,793 sqft · built 1962
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$387,500 (Jul 2019)
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage May 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`U08B-2837-4794`

Property Details

APN / Parcel Number

Primary APN	`U08B-2837-4794`
Alternative APNs	`10007430` `8099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,793 sqft Total Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Mixed
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	10007430
Street Address	115 COVE DR
City	SEAFORD
State	VA
Zip	23696-2526
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	RURAL RESI
Legal Description	SEAFORD SHORES EST SEC 1 LOT 6
Legal Subdivision	SEAFORD SHORES ESTATES
Legal Lot Number	6
Jurisdiction	YORK VA
Township / Civil Division	3
Census Block Group	1
Census Block	1000
Census Tract	50402

Owner

115 Cove Dr, an agricultural property, is owned by an individual who bought it in July 2019.

Source: York County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	115 COVE DR, SEAFORD, VA 23696-2526
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage 1ST ADVANTAGE FEDERAL CREDIT UNION
May 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AFFINITY MORTGAGE
Jul 22, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Nov 3, 2016 · Amount on File
Deed Document Number	201911082
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	115 COVE DR, SEAFORD, VA 23696-2526
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008638
Date	Jun 21, 2023
Instrument	230008638

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	115 COVE DR, SEAFORD, VA 23696-2526
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009940
Date	May 19, 2021
Instrument	210009940

Lender

Name	AFFINITY MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK VA
Recording Date	Jul 22, 2019
Property Address	115 COVE DR, SEAFORD, VA 23696-2526
Document Number	0000011082
Instrument Date	Jul 19, 2019
Instrument	11082
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 COVE DR SEAFORD VA 236962526, SEAFORD, VA 23696-2526

Mortgage

Document Number	11083
Date	Jul 22, 2019
Instrument	11083

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 115 Cove Dr was $3,842.

Source: York County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	York County
Unified School District	York County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,500 Land $200,900 Building $291,600
2025	$3,842.00		$492,500 Land $200,900 Building $291,600
2023	$2,939.00	$381,800 Land $211,100 Building $170,700	$381,800 Land $211,100 Building $170,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Cove Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 300 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	300 in force
Nearby Flood Claims	419 (1978–2016)
Claims Outside the SFHA	25 of 419
Most Recent Claim	Oct 2016 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 7 claims Hurricane Isabel, Sep 2003 · 248 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Cove Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: Cox Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cove Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures