Cass County property record for 115 Cove Ct, Belton, MO 64012
| Property Type | Single Family Home |
|---|---|
| Details | 4,015 sqft · built 2025 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $186 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-03-08-000-005-039.000 |
| Primary APN | 05-03-08-000-005-039.000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,015 sqft Living Area |
| Gross Area | 5,478 sqft |
| 1st Floor Area | 2,152 sqft |
| Basement Area | 2,152 sqft |
| Finished Basement | 1,863 sqft |
| Unfinished Basement | 289 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 901 sqft |
| Porch | Screened Brick Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 8000539 |
|---|---|
| Street Address | 115 COVE CT |
| City | BELTON |
| State | MO |
| Zip | 64012-8101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE COVE @ LOCH LLOYD 5TH LOT 11A |
| Legal Subdivision | THE COVE @ LOCH LLOYD |
| Legal Lot Number | 11A |
| Jurisdiction | CASS MO |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 60001 |
115 Cove Ct is owned by two individuals who acquired it in February 2026.
Source: Cass County records, as of February 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17017 MILLCREEK RD, BELTON, MO 64012-9425 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 3, 2025 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF LOUISBURG |
| Jul 19, 2024 | Intrafamily Transfer, Transfer · Commercial Mortgage THE FIRST NATIONAL BANK OF LOUISBUR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2026 |
| Deed Sale | Feb 17, 2026 |
| Prior Sale | Jul 19, 2024 · Amount on File |
| Deed Document Number | 2026779890 |
| Deed Book / Page | 5268 / 90 |
| Prior Transfer Date | Jul 18, 2024 |
| Prior Transfer Doc | 005077/112 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 115 COVE CT, VLG LOCH LOYD, MO 64012-8101 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | PLATINUM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 115 COVE CT, BELTON, MO 64012-8101 |
| Document Number | 0005238/12 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 5238/12 |
| Instrument | 775611 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 115 COVE CT, VLG LOCH LOYD, MO 64012-8101 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 18474 LAMAR AVE, STILWELL, KS 66085-8934 |
| Document Number | 0005210/72 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 5210/72 |
| Instrument | 771784 |
| Name | THE FIRST NATIONAL BANK OF LOUISBURG |
|---|---|
| Type | Bank |
| Address | LOUISBURG, KS 66053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Jul 19, 2024 |
| Property Address | 115 COVE CT, VLG LOCH LOYD, MO 64012-8101 |
| Document Number | 005077/112 |
| Book / Page | 5077 / 112 |
| Map Reference | MB 26 PG 44 |
| Instrument Date | Jul 18, 2024 |
| Instrument | 752480 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | COFFELT LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 115 COVE CT, BELTON, MO 64012-8101 |
| Document Number | 0005077113 |
|---|---|
| Date | Jul 19, 2024 |
| Instrument | 5077/113 |
| Name | THE FIRST NATIONAL BANK OF LOUISBUR |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 115 Cove Ct was $186, up 226.3% from the year before.
Source: Cass County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Loch Lloyd Village |
| Unified School District | Belton 124 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $186.00 (+226.32%) | $980 Land $980 | $5,180 Land $5,180 |
| 2024 | $57.00 (-5%) | ||
| 2023 | $60.00 | $940 (-) Land $940 | $4,950 Land $4,950 |
| 2022 | $940 Land $940 | ||
| 2021 | $4,950 Land $4,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Cove Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 115 Cove Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NW CASS COUNTY WATER RESOURCE DISTRICT private · serves 1,138 people · EPA ID MO1036172 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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