115 Cottage Rd, Sumner, ME 04292 Property Records

Oxford County and Sumner Town property record for 115 Cottage Rd, Sumner, ME 04292

Property Summary

Details	480 sqft · built 1960
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Oct 2020)
Tax Bill	$5,709 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SUMN M:U04 L:013`

Property Details

APN / Parcel Number

Primary APN	`SUMN M:U04 L:013`
Alternative APN	`1247`

Interior

Stories	1 Story
Building Area	480 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	41,818 sqft (0.96 acres)

Location & Zoning

Account Number	1247
Street Address	115 COTTAGE RD
City	SUMNER
State	ME
Zip	04292-3840
Property Category	Other
Property Type	Unknown
Legal Lot Number	13
Jurisdiction	SUMNER ME
Township / Civil Division	SUMNER
Census Block Group	3
Census Block	3034
Census Tract	965800

Owner

Source: Oxford County and Sumner Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62 ROSE DR, CUMBERLAND CENTER, ME 04021-3242
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Jun 4, 2010 · Amount on Record
Deed Document Number	202014252
Deed Book / Page	5553 / 197
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER ME
Recording Date	Oct 5, 2020
Property Address	115 COTTAGE RD, SUMNER, ME 04292-3840
Document Number	0055530197
Book / Page	005553 / 000197
Instrument Date	Sep 30, 2020
Instrument	14252
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	62 ROSE DR CUMBERLAND ME 040213242, CUMBERLAND, ME 04021-3242

Mortgage

Document Number	55530203
Date	Oct 5, 2020
Book Page	005553/000203
Instrument	14253

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

Source: Oxford County and Sumner Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Sumner Town
Unified School District	Regional School Unit 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,709.00 (+19.99%)	$365,990 (-) Land $215,412 Building $150,578
2024	$4,758.00 (+15.82%)	$365,990 (+83.99%) Land $215,412 Building $150,578
2022	$4,108.00	$198,922 Land $115,496 Building $83,426

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oxford West Telephone Company Fiber	1,000 / 1,000
Great Works Internet Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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