York County property record for 115 Cotswold Ct, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,012 sqft · built 2009 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Apr 2018) |
| Tax Bill | $3,088 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G13B-3330-2784 |
| Primary APN | G13B-3330-2784 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 10024695 |
|---|---|
| Street Address | 115 COTSWOLD CT |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-5756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HIGH DENSI |
| Legal Description | HIGHGROVE LOT 18 |
| Legal Subdivision | HIGHGROVE |
| Legal Lot Number | 18 |
| Jurisdiction | YORK VA |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 51100 |
115 Cotswold Ct is owned and occupied by an individual who bought it in April 2018.
Source: York County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 COTSWOLD CT, WILLIAMSBURG, VA 23185-5756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 26, 2018 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on File |
| Deed Sale | Apr 26, 2018 · Amount on File |
| Prior Sale | Apr 24, 2009 · Amount on File |
| Deed Document Number | 20187554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 115 COTSWOLD CT, WILLIAMSBURG, VA 23185-5756 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002401 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 240002401 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 115 COTSWOLD CT, WILLIAMSBURG, VA 23185-5756 |
| Document Number | 0000011002 |
| Instrument Date | Jul 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 115 COTSWOLD CT WILLIAMSBURG VA 231855756, WILLIAMSBURG, VA 23185-5756 |
| Document Number | 0000011002 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 11002 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK VA |
| Recording Date | Apr 26, 2018 |
| Property Address | 115 COTSWOLD CT, WILLIAMSBURG, VA 23185-5756 |
| Document Number | 0000007554 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 180007554 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | FIRST VIRGINIA TITLE & ECROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 COTSWOLD CT, WILLIAMSBURG, VA 23185-5756 |
| Document Number | 0000007555 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 180007555 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 115 Cotswold Ct was $3,088.
Source: York County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,900 Land $98,000 Building $297,900 | ||
| 2025 | $3,088.00 | $395,900 Land $98,000 Building $297,900 | |
| 2023 | $2,322.00 | $301,600 Land $98,000 Building $203,600 | $301,600 Land $98,000 Building $203,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Cotswold Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Cotswold Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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