Suffolk County and Islip Town property record for 115 Concourse W, Brightwaters, NY 11718
| Property Type | Single Family Home |
|---|---|
| Details | 3,424 sqft · built 1925 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Jul 2022) |
| Tax Bill | $5,370 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472801 10.-2-48 |
| Primary APN | 472801 10.-2-48 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,424 sqft Living Area |
|---|---|
| 1st Floor Area | 1,675 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Account Number | 404990 |
|---|---|
| Street Address | 115 CONCOURSE W |
| City | BRIGHTWATERS |
| State | NY |
| Zip | 11718-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | X2205968Y176867 N H00000000 |
| Legal Subdivision | MAP PART 1 BRIGHTWATERS SECTION A |
| Legal Block | 0002 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 147100 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 CONCOURSE W, BRIGHTWATERS, NY 11718-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Line of Credit ISLAND CREDIT UNION |
| Jul 18, 2022 | Deed, Transfer |
| Nov 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Prior Sale | Jan 6, 1998 · Amount on Record |
| Deed Book / Page | 13165 / 239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 115 CONCOURSE W, BRIGHTWATERS, NY 11718-2015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0237140491 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 23714/491 |
| Name | ISLAND CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Apr 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 18, 2022 |
| Property Address | 115 CONCOURSE W, BRIGHTWATERS, NY 11718-2015 |
| Document Number | 0131650239 |
| Book / Page | 13165 / 239 |
| Instrument Date | May 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 CANTERBURY DR, HAUPPAUGE, NY 11788-3314 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 115 CONCOURSE W, BRIGHTWATERS, NY 11718-2015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230800943 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 23080/943 |
| Instrument | DK029089 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Dec 1, 2033 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Brightwaters Village |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Bay Shore Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,200 (-) Land $11,500 Building $58,700 | $988,733 (+8.73%) Land $161,972 Building $826,761 | |
| 2024 | $5,370.00 | $909,327 (+12.44%) Land $148,964 Building $760,363 | |
| 2023 | $70,200 (-) Land $11,500 Building $58,700 | $808,755 (+9.79%) Land $132,488 Building $676,267 | |
| 2022 | $70,200 Land $11,500 Building $58,700 | $736,622 Land $120,672 Building $615,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 124 (1979–2024) |
| Claims Outside the SFHA | 60 of 124 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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