115 Comanche Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 115 Comanche Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 2020
Lot Size	1.13 acres (49,326 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Sep 2019)
Tax Bill	$1,030 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48965`

Property Details

APN / Parcel Number

Primary APN	`48965`
Alternative APN	`1325872`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,296 sqft Finished Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	49,326 sqft (1.13 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1325872
Street Address	115 COMANCHE DR
City	SHELBY
State	NC
Zip	28152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#82PB19-49CEDARTREEFMSPH4 MAP3
Legal Subdivision	CEDAR TREE FARMS
Legal Block	1
Legal Lot Number	171
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3000
Census Tract	950302

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 TARA TER, KINGS MOUNTAIN, NC 28086-9255
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Jan 8, 2020	Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	2019200030495
Deed Book / Page	1798 / 1667
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	115 COMANCHE DR, SHELBY, NC 28152
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 ENID ST, LAWNDALE, NC 28090-9731

Mortgage

Document Number	0019072300
Date	Oct 3, 2023
Book Page	1907/2300
Instrument	200092699

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	115 COMANCHE DR, SHELBY, NC 28152
Document Number	0018071451
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CENCO DR KINGS MOUNTAIN NC 28086, KINGS MOUNTAIN, NC 28086

Mortgage

Document Number	0018071451
Date	Feb 14, 2020
Book Page	001807/001451
Instrument	36041

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,030.00 (+4.57%)	$155,163 (-) Land $22,780 Building $132,383	$155,163 (-) Land $22,780 Building $132,383
2025	$985.00	$155,163 (+79.36%) Land $22,780 Building $132,383	$155,163 (+79.36%) Land $22,780 Building $132,383
2023		$86,509 (-) Land $19,158 Building $67,351	$86,509 (-) Land $19,158 Building $67,351
2022		$86,509 Land $19,158 Building $67,351	$86,509 Land $19,158 Building $67,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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