115 Coconut Rd, Delray Beach, FL 33444 Property Records

Palm Beach County property record for 115 Coconut Rd, Delray Beach, FL 33444

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,142 sqft · built 2018
Lot Size	0.258 acres (11,256 sqft)
Owner	Individual Name on Record
Last Sale	$3,100,000 (Jan 2024)
Tax Bill	$41,294 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-43-46-04-46-000-0010`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-04-46-000-0010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,142 sqft Living Area
Gross Area	4,043 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	11,256 sqft (0.258 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	115 COCONUT RD
City	DELRAY BEACH
State	FL
Zip	33444-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-AA
Legal Description	BEACON PLAT LT 1
Legal Range	43
Legal Township	46
Legal Section	04
Legal Subdivision	BEACON
Legal Lot Number	1
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2000
Census Tract	6602

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 COCONUT RD, DELRAY BEACH, FL 33444-4303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Warranty Deed, Transfer · Conventional Mortgage KATHRYN TREMBLAY
May 26, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Feb 15, 2019	Warranty Deed, Transfer · ARM RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	20240014314
Deed Book / Page	34773 / 11
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 12, 2024
Property Address	115 COCONUT RD, DELRAY BEACH, FL 33444-4303
Document Number	0347730011
Book / Page	34773 / 11
Map Reference	MB 123 PG 132
Instrument Date	Dec 22, 2023
Instrument	20240014314
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	NOT AVAILABLE, COASTAL ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1524 LAKE DR, DELRAY BEACH, FL 33444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 COCONUT RD, DELRAY BEACH, FL 33444-4303

Mortgage

Document Number	0003477313
Date	Jan 12, 2024
Instrument	34773/13

Lender

Name	KATHRYN TREMBLAY
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	115 COCONUT RD, DELRAY BEACH, FL 33444-4303
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 COCONUT RD, DELRAY BEACH, FL 33444-4303

Mortgage

Document Number	0343280805
Date	May 26, 2023
Book Page	34328/805
Instrument	20230177849

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	115 COCONUT RD, DELRAY BEACH, FL 33444-4303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0314230338
Date	May 13, 2020
Book Page	31423/338
Instrument	20200164960

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 15, 2019
Property Address	115 COCONUT RD, DELRAY BEACH, FL 33444-4303
Document Number	0304211011
Book / Page	30421 / 1011
Map Reference	MB 123 PG 132
Instrument Date	Feb 13, 2019
Instrument	20190054747
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 NW 17TH AVE # AVE107, 755, DELRAY BEACH, FL 33445-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 COCONUT RD, DELRAY BEACH, FL 33444-4303

Mortgage

Document Number	20190054748
Date	Feb 15, 2019
Instrument	20190054748

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,294.00 (+89.96%) Homeowner's exemption	$2,248,463 (+92.14%) Land $505,000 Building $1,743,463	$2,248,463 (+22.83%) Land $505,000 Building $1,743,463
2023	$21,738.00 (+1.14%) Homeowner's exemption	$1,170,235 (+3%)	$1,830,515 (+29.19%) Land $616,641 Building $1,213,874
2022	$21,492.00 Homeowner's exemption	$1,136,150	$1,416,916 Land $496,100 Building $920,816

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	12 (1979–2024)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Jun 2024 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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