115 Cochran St, Manhattan, IL 60442 Property Records

Will County property record for 115 Cochran St, Manhattan, IL 60442

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1963
Lot Size	0.25 acres (10,741 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Dec 2021)
Tax Bill	$5,781 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-12-20-205-009`

Property Details

APN / Parcel Number

Primary APN	`14-12-20-205-009`
Alternative APN	`12202050090000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,741 sqft (0.25 acres)
Lot Width	124 ft Width
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	115 COCHRAN ST
City	MANHATTAN
State	IL
Zip	60442-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 IN COCHRAN SHARPS 1ST ADDN TO MANHATTAN, A SUB OF PRT OF THE W1/2 OF THE NE1/4 SEC 20 T34N-R11E.
Legal Range	11E
Legal Township	34N
Legal Section	20
Legal Subdivision	COCHRAN SHARPS 1ST ADD
Legal Lot Number	10
Jurisdiction	WILL IL
Township / Civil Division	MANHATTAN
Census Block Group	2
Census Block	2009
Census Tract	883509

Owner

115 Cochran St is owned and occupied by an individual who bought it in December 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	115 COCHRAN ST, MANHATTAN, IL 60442-9176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 13, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST BK/MANHATTAN
May 12, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST BK/MANHATTAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Deed Document Number	2021130778
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 6, 2021
Property Address	115 COCHRAN ST, MANHATTAN, IL 60442-9176
Document Number	0000130778
Map Reference	DOC 879901
Instrument Date	Dec 6, 2021
Instrument	R2021130778
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3402 CASCADE LN, 3402, NEW LENOX, IL 60451-9570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 COCHRAN ST, MANHATTAN, IL 60442-9176

Mortgage

Document Number	0000130779
Date	Dec 6, 2021
Instrument	R2021130779

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate	3.37%

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	115 COCHRAN ST, MANHATTAN, IL 60442-9176
Document Number	0000057637
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 COCHRAN ST MANHATTAN IL 604429176, MANHATTAN, IL 60442-9176

Mortgage

Document Number	0000057637
Date	Jul 17, 2020
Instrument	57637

Lender

Name	FIRST BK/MANHATTAN
Type	Bank
Address	MANHATTAN, IL 60442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 16, 2023

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	115 COCHRAN ST, MANHATTAN, IL 60442-9176
Document Number	0000071143
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 COCHRAN ST MANHATTAN IL 604429176, MANHATTAN, IL 60442-9176

Mortgage

Document Number	0000071143
Date	Sep 11, 2017
Instrument	71143

Lender

Name	FIRST BK/MANHATTAN
Type	Bank
Address	MANHATTAN, IL 60442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Sep 10, 2020

Interest

Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 115 Cochran St was $5,781.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Manhattan Township
Municipality	Manhattan Village
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)
Elementary School District	Manhattan School District 114 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,781.00	$67,050 (+6.26%) Land $23,350 Building $43,700	$201,150 (+6.26%) Land $70,050 Building $131,100
2024		$63,100 Land $21,600 Building $41,500	$189,300 Land $64,800 Building $124,500
2022	$5,079.00 Homeowner's exemption	$55,450 Land $15,850 Building $39,600	$166,350 Land $47,550 Building $118,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Cochran St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Cochran St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANHATTAN serves 10,340 people · EPA ID IL1970550
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable · Fiber	2,500 / 50
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Surf Internet, Verizon.

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