115 Cobblestone Hills, O Fallon, IL 62269 Property Records

St. Clair County property record for 115 Cobblestone Hills, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	6 ba · 1,536 sqft · built 1990
Lot Size	12.1 acres (529,254 sqft)
Owner	2 Individual Names on File
Last Sale	$44,000 (Feb 2003)
Tax Bill	$23,530 (2025)
Deeds & Mortgages	Jun 2018 Loan Modification
APN	`04-07-0-200-021`

Property Details

APN / Parcel Number

Primary APN	`04-07-0-200-021`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	1,536 sqft Living Area
Basement Area	3,021 sqft
Unfinished Basement	3,021 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	529,254 sqft (12.1 acres)
Garage Type	Mixed
Garage Area	1,308 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	750 sqft
Pool House	750 sqft
Porch	Open Porch
Porch Area	1,220 sqft
Shed	1 Shed
Shed Area	135 sqft
Lean-To	260 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	115 COBBLESTONE HLS
City	O FALLON
State	IL
Zip	62269-6313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFALLON TWP SEC 7 PT NE IN A01671314 & 2732-1796 & 3024-420 EX PT ANNEXED TO OFALLON A02285466
Legal Subdivision	OFALLON TWP
Legal Block	200
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1004
Census Tract	504355

Owner

115 Cobblestone Hills is owned and occupied by two individuals who bought it in February 2003.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 COBBLESTONE HLS, O FALLON, IL 62269-6313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2003 · Amount on File
Deed Sale	Feb 7, 2003 · Amount on File
Prior Sale	Jan 17, 2003 · Amount on File
Deed Document Number	20031733743
Deed Book / Page	3787 / 2061
Record Updated	Oct 29, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	115 COBBLESTONE HLS, O FALLON, IL 62269-6313
Document Number	00A2582615
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 COBBLESTONE HLS O FALLON IL 622696313, O FALLON, IL 62269-6313

Mortgage

Document Number	00A2582615
Date	Jul 16, 2018
Instrument	2582615

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 115 Cobblestone Hills was $23,530, up 9.8% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,530.00 (+9.82%)	$344,825 (+10.42%) Land $77,068 Building $267,757	$1,034,475 (+10.42%) Land $231,204 Building $803,271
2024	$21,425.00	$312,292 Land $70,305 Building $241,987	$936,876 Land $210,915 Building $725,961
2022		$254,826 Land $57,368 Building $197,458	$764,478 Land $172,104 Building $592,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 115 Cobblestone Hills; there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Cobblestone Hills is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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