115 Co Rd 405, Athens, TN 37303 Property Records

McMinn County property record for 115 Co Rd 405, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,479 sqft · built 2022
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Sep 2021)
Tax Bill	$722 (2025)
Deeds & Mortgages	Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`054041 05100`

Property Details

APN / Parcel Number

Primary APN	`054041 05100`
Alternative APNs	`041 05100 00003041` `041 05100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	300 sqft
Basement Area	1,479 sqft
Unfinished Basement	1,479 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,192 sqft (1.29 acres)
Lot Dimensions	495 ft deep x 55 ft wide
Terrain	Rolling
Garage Type	Unfinished
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	384 sqft
Deck Area	255 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	041 05100 00003041
Street Address	115 COUNTY ROAD 405
City	ATHENS
State	TN
Zip	37303-6535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 03 039 039 05300 000, COUNTY AREA: B01
Legal Lot Number	1
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	1
Census Block	1021
Census Tract	970500

Owner

115 Co Rd 405 is owned by an individual who bought it in September 2021.

Source: McMinn County records, as of February 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1172 N MOORE RD, CHATTANOOGA, TN 37411-1211
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Deed Document Number	000022U658
Deed Book / Page	22U / 658
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Sep 13, 2021
Property Address	115 COUNTY ROAD 405, ATHENS, TN 37303-6535
Document Number	22U658
Book / Page	22U / 658
Map Reference	CAB K PG 319
Instrument Date	Sep 13, 2021
Instrument	228962
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	SKYWAY TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 N MOORE RD, CHATTANOOGA, TN 37411-1211

Tax Assessment & Valuation

The 2025 property tax bill for 115 Co Rd 405 was $722.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$722.00	$66,725 (-) Land $3,125 Building $63,600
2024	$722.00 (-33.27%)	$66,725 (-) Land $3,125 Building $63,600
2023	$1,082.00 (+139.91%)	$66,725 (+128.9%) Land $3,125 Building $63,600	$266,900 (+128.9%) Land $12,500 Building $254,400
2022	$451.00	$29,150 Land $3,125 Building $26,025	$116,600 Land $12,500 Building $104,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Co Rd 405 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Co Rd 405 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIOTA WATER SYSTEM serves 3,932 people · EPA ID TN0000510
Water Source	Purchased groundwater influenced by surface water from ATHENS UTILITIES BOARD
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 405

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