Oconee County property record for 115 Cloverdale Dr, Seneca, SC 29678
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,564 sqft · built 2023 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000 (Dec 2011) |
| Tax Bill | $785 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 292-00-03-034 |
| Primary APN | 292-00-03-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Lot Area | 47,045 sqft (1.08 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 39247 |
|---|---|
| Street Address | 115 CLOVERDALE DR |
| City | SENECA |
| State | SC |
| Zip | 29678-5355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 SITTON MILL ESTATES |
| Legal Subdivision | SITTON MILL ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30801 |
115 Cloverdale Dr is owned and occupied by two individuals who bought it in December 2011.
Source: Oconee County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 CLOVERDALE DR, SENECA, SC 29678-5355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 9, 2023 | Deed of Trust, Mortgage · Construction Mortgage 1ST SIGNATURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2011 · Amount on File |
| Deed Sale | Dec 6, 2011 · Amount on File |
| Deed Document Number | 20115828 |
| Deed Book / Page | 1869 / 297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jun 4, 2026 |
| Property Address | 115 CLOVERDALE DR, SENECA, SC 29678-5355 |
| Document Number | 4870000098 |
| Book / Page | 4870 / 98 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 115 CLOVERDALE DR, SENECA, SC 29678-5355 |
| Document Number | 4870000098, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 4870/98 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 115 CLOVERDALE DR, SENECA, SC 29678-5355 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015678 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 4457/179 |
| Instrument | 15678 |
| Name | 1ST SIGNATURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jun 1, 2054 |
The 2025 property tax bill for 115 Cloverdale Dr was $785.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $785.00 | $9,491 Land $639 Building $8,852 | $237,270 Land $15,970 Building $221,300 |
| 2023 | $639 Land $639 | $15,970 Land $15,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Cloverdale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 115 Cloverdale Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
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