115 Clover St, Windsor, CT 06095 Property Records

Windsor Town property record for 115 Clover St, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,440 sqft · built 1959
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$193,738 (Nov 2003)
Tax Bill	$6,219 (2024)
Deeds & Mortgages	Jun 2024 Line of Credit Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`3358.00`

Property Details

APN / Parcel Number

Primary APN	`3358.00`
Alternative APNs	`WIND M:00055 B:00444 L:000029` `WSOR M:00055 B:00444 L:000029`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,918 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3358.00
Street Address	115 CLOVER ST
City	WINDSOR
State	CT
Zip	06095-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	444
Legal Lot Number	29
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2006
Census Tract	473700

Owner

Source: Windsor Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 CLOVER ST, WINDSOR, CT 06095-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2024	Deed of Trust, Mortgage · Line of Credit 360 FCU
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2003 · Amount on Record
Deed Sale	Nov 7, 2003 · Amount on Record
Deed Book / Page	1421 / 650
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	115 CLOVER ST, WINDSOR, CT 06095-3710
Transaction Type	Mortgage
Record Updated	Jul 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001966-412
Date	Jun 26, 2024
Book Page	1966/412
Instrument	2024-01746

Lender

Name	360 FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2039

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	115 CLOVER ST, WINDSOR, CT 06095-3710
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001928-548
Date	Jan 26, 2022
Book Page	1928/548
Instrument	2022-00376

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,610 (-) Land $63,000 Building $155,610	$153,027 Land $44,100 Building $108,927
2024	$6,219.00 (-6.17%)	$218,610 (+51.38%) Land $63,000 Building $155,610
2023	$6,628.00 (+37.94%)	$144,410 (-) Land $50,050 Building $94,360
2022	$4,805.00	$144,410 Land $50,050 Building $94,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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