115 Clover Ln, Canton, MS 39046 Property Records

Madison County property record for 115 Clover Ln, Canton, MS 39046

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,170 sqft · built 1990
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Owner Names on File
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`082G-36D-004/14`

Property Details

APN / Parcel Number

Primary APN	`082G-36D-004/14`
Alternative APNs	`082G-36D-004/14.00` `24087`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,170 sqft Adjusted Area
1st Floor Area	1,656 sqft
2nd Floor Area	1,159 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	24087
Old Parcel Number	082G-36D-004/14.00
Street Address	115 CLOVER LN
City	CANTON
State	MS
Zip	39046-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 MEADOW HILL ESTATES PT I BEI NG 1.9AC B@100
Legal Range	02E
Legal Township	08N
Legal Section	36
Legal Subdivision	MEADOW HILLS EST
Legal Lot Number	14
Jurisdiction	MADISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	30208

Owner

The current owner of 115 Clover Ln acquired it in May 2007.

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	115 CLOVER LN, CANTON, MS 39046-9443
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2007
Deed Sale	May 4, 2007
Prior Sale	Aug 4, 2005
Deed Document Number	0002186576
Deed Book / Page	2186 / 576
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	115 CLOVER LN, CANTON, MS 39046-9443
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CLOVER LN, CANTON, MS 39046-9443

Mortgage

Document Number	004222/572
Date	Jun 14, 2022
Book Page	4222/572
Instrument	959056

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 13, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 115 Clover Ln was $1,890 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,890.00 Homeowner's exemption	$21,333	$213,330 Land $60,000 Building $153,330
2024	$1,890.00
2023	$1,890.00 Homeowner's exemption	$21,333	$213,330 Land $60,000 Building $153,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Clover Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20