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115 Cleat Dr, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 115 Cleat Dr, Surf City, NC 28445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 2023
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$302,500 (Jan 2024)
Tax Bill$1,591 (2025)
Deeds & MortgagesJan 2024 Sale
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN4235-56-8725-0000

Property Details

APN / Parcel Number

Primary APN4235-56-8725-0000
Alternative APN
  • 000061552

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number000061552
Street Address115 CLEAT DR
CityHOLLY RIDGE
StateNC
Zip28445-0437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 345 PB 71/123 WATERSIDE PH 3 SEC 2
Legal SubdivisionWATERSIDE
Legal Phase3
Legal Lot Number345
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group2
Census Block2027
Census Tract920105

Owner

Source: Pender County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 CLEAT DR, HOLLY RIDGE, NC 28445-0437
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Special Warranty Deed, Subdivision Related Transfer
Jun 13, 2023Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2024 · Amount on Record
Deed SaleJan 16, 2024 · Amount on Record
Deed Document Number202420124178
Deed Book / Page4828 / 2023
Record UpdatedOct 29, 2026

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPENDER NC
Recording DateJan 16, 2024
Property Address115 CLEAT DR, SURF CITY, NC 28445-0437
Document Number0048282023
Book / Page4828 / 2023
Map ReferenceMB 71 PG 123-125
Instrument DateJan 16, 2024
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
Tax$605.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6752 PARKER FARM DR # 210, 210, WILMINGTON, NC 28405-3175

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 CLEAT DR, SURF CITY, NC 28445-0437

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPENDER NC
Recording DateJun 13, 2023
Property Address115 CLEAT DR, SURF CITY, NC 28445-0437
Document Number0048142925
Book / Page4814 / 2925
Map ReferenceMB 71 PG 123-125
Instrument DateJun 12, 2023
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1341 HORTON CIR, ARLINGTON, TX 76011-4310

Transferred To (Grantee/Buyer)

NameVerified Name
Address4049 BELLE TERRE BLVD, MYRTLE BEACH, SC 29579-9430

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalitySurf City Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,591.00$319,675 (+475.99%) Land $79,550 Building $240,125$319,675 (+475.99%) Land $79,550 Building $240,125
2023$55,500 Land $55,500$55,500 Land $55,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 127 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims10 (1996–2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Brightspeed.

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