115 Clear Meadows Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 115 Clear Meadows Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,286 sqft · built 1969
Lot Size	0.327 acres (14,257 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jul 2014)
Tax Bill	$4,875 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22R-51-0959`

Property Details

APN / Parcel Number

Primary APN	`22R-51-0959`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,286 sqft Living Area
Gross Area	2,826 sqft
1st Floor Area	2,286 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,257 sqft (0.327 acres)
Lot Dimensions	114 ft deep x 92 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	12 sqft
Deck Area	30 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 CLEAR MEADOWS DR
City	BALLWIN
State	MO
Zip	63011-3851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	FOX CREEK PLAT 4 LOT 43
Legal Subdivision	FOX CREEK PLAT 4
Legal Lot Number	43
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3007
Census Tract	217807

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 CLEAR MEADOWS DR, BALLWIN, MO 63011-3851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Oct 5, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2014 · Amount on Record
Deed Sale	Jul 1, 2014 · Amount on Record
Prior Sale	Sep 17, 1998 · Amount on Record
Deed Document Number	2014762
Deed Book / Page	21072 / 4544
Last Transfer Date	Nov 7, 2016
Transfer Doc	0222730760
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Sep 1, 2026
Property Address	115 CLEAR MEADOWS DR, BALLWIN, MO 63011-3851
Document Number	0000000581
Instrument Date	Aug 31, 2026
Instrument	2026581
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CLEAR MEADOWS DR, BALLWIN, MO 63011-3851

Mortgage

Document Number	0000000581,
Date	Sep 1, 2026
Instrument	2026581

Lender

Name	CARROLLTON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	115 CLEAR MEADOWS DR, BALLWIN, MO 63011-3851
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	ORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CLEAR MEADOWS DR, BALLWIN, MO 63011-3806

Mortgage

Document Number	0251020172
Date	Sep 9, 2021
Book Page	25102/172
Instrument	2021090901261

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	115 CLEAR MEADOWS DR, BALLWIN, MO 63011-3851
Document Number	0227420707
Book / Page	022742 / 000707
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 CLEAR MEADOWS DR BALLWIN MO 630113851, BALLWIN, MO 63011-3851

Mortgage

Document Number	0227420707
Date	Oct 18, 2017
Book Page	022742/000707
Instrument	150

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,500 (-) Land $29,830 Building $49,670	$418,400 (-) Land $157,000 Building $261,400
2025	$4,875.00 (-1.32%)	$79,500 (+4.17%) Land $29,830 Building $49,670	$418,400 (+4.16%) Land $157,000 Building $261,400
2024	$4,940.00 (+1.44%)
2023	$4,870.00 (+5.53%)	$76,320 (+15.43%) Land $23,330 Building $52,990	$401,700 (+15.43%) Land $122,800 Building $278,900
2022	$4,615.00	$66,120 Land $23,330 Building $42,790
2021			$348,000 Land $122,800 Building $225,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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