Kershaw County property record for 115 Claytor St, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 1,705 sqft |
| Lot Size | 0.484 acres (21,092 sqft) |
| Owner | Company Name on File |
| Last Sale | $105,900 (Nov 2021) |
| Tax Bill | $2,077 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 283-17-00-045-S48 |
| Primary APN | 283-17-00-045-S48 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,705 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Other |
|---|---|
| Lot Area | 21,092 sqft (0.484 acres) |
| Garage Type | Detached |
| Garage Area | 552 sqft |
| Porch | Porch |
| Porch Area | 176 sqft |
| Account Number | 979 |
|---|---|
| Street Address | 115 CLAYTOR ST |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 970402 |
115 Claytor St is owned by a company that bought it in November 2021.
Source: Kershaw County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 615, ELGIN, SC 29045-0615 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on File |
| Deed Sale | Nov 5, 2021 · Amount on File |
| Prior Sale | May 1, 1997 · Amount on File |
| Deed Document Number | 202112290 |
| Deed Book / Page | 4608 / 95 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 115 CLAYTOR ST, LUGOFF, SC 29078-9437 |
| Document Number | 0000006862 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 LAFAYETTE CT CAMDEN SC 29130, CAMDEN, SC 29130 |
| Document Number | 0000006862 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 004081/000297 |
| Instrument | 6862 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 26, 2024 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 115 Claytor St was $2,077.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,077.00 | $105,900 Land $15,000 Building $90,900 | $105,900 |
| 2023 | $788.00 | $105,900 Land $15,000 Building $90,900 | $105,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Claytor St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Claytor St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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