115 Clark's Rd, New Bern, NC 28562 Property Records

Craven County property record for 115 Clark's Rd, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,464 sqft · built 1940
Lot Size	0.822 acres (35,824 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Sep 2014)
Tax Bill	$726 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-221-046`

Property Details

APN / Parcel Number

Primary APN	`8-221-046`
Alternative APN	`74188`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	35,824 sqft (0.822 acres)
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	74188
Street Address	115 CLARKS RD
City	NEW BERN
State	NC
Zip	28562-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARKS
Legal Subdivision	ABRAH FORD
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2008
Census Tract	960501

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20720 SIGMA DR, A, COTTONWOOD, CA 96022-9446
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2014 · Amount on Record
Deed Sale	Sep 26, 2014 · Amount on Record
Deed Book / Page	3307 / 870
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	115 CLARKS RD, NEW BERN, NC 28562-9700
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3685/1381
Date	Aug 18, 2021
Book Page	3685/1381
Instrument	10081587

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Oct 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	115 CLARKS RD, NEW BERN, NC 28562-9700
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 10011111
Date	Aug 7, 2017
Book Page	3509/2079
Instrument	10011111

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$726.00	$134,970 (-) Land $15,000 Building $119,970	$134,970 (-) Land $15,000 Building $119,970
2025	$726.00 (+4.01%)	$134,970 (-) Land $15,000 Building $119,970	$134,970 (-) Land $15,000 Building $119,970
2023	$698.00 (+46.33%)	$134,970 (+93.03%) Land $15,000 Building $119,970	$134,970 (+93.03%) Land $15,000 Building $119,970
2022	$477.00	$69,920 Land $15,000 Building $54,920
2018			$69,920 Land $15,000 Building $54,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2010–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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