1720 SOAP CREEK LODGE RD, LINCOLNTON, GA 30817-3933
Mortgage
Document Number
0020040000002052
Date
Feb 26, 2026
Book Page
0000002004/0000002052
Instrument
2026006773
Lender
Name
GUILD MORTGAGE
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 1, 2056
August 2023: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
RICHMOND GA
Recording Date
Aug 10, 2023
Property Address
115 CLARK ST, AUGUSTA, GA 30907-3619
Document Number
0018960174
Book / Page
1896 / 174
Instrument Date
Aug 2, 2023
Instrument
2023018754
Transaction Type
Transfer
Record Updated
Mar 21, 2024
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
115 CLARK ST, AUGUSTA, GA 30907-3619
Mortgage
Document Number
2023018757
Date
Aug 10, 2023
Instrument
2023018757
Lender
Name
MORTGAGE RESEARCH CENTER DBA VETERA
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
353 Months
Due
Jan 1, 2053
October 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
RICHMOND GA
Recording Date
Oct 6, 2020
Property Address
115 CLARK ST, AUGUSTA, GA 30907-3619
Document Number
0017450636
Book / Page
001745 / 000636
Instrument Date
Sep 30, 2020
Transaction Type
Transfer
Record Updated
Nov 17, 2020
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$175.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
115 CLARK ST AUGUSTA GA 309073619, AUGUSTA, GA 30907-3619
Mortgage
Document Number
17450639
Date
Oct 6, 2020
Book Page
001745/000639
Lender
Name
MORTGAGE FIRM
Type
Mortgage Company
Address
ALTAMONTE SPRINGS, FL 32714
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 5, 2050
February 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHMOND GA
Property Address
115 CLARK ST, AUGUSTA, GA 30907-3619
Document Number
0016660452
Instrument Date
Feb 12, 2019
Transaction Type
Mortgage
Record Updated
Apr 11, 2019
Title Company
OLD REPUBLIC TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
115 CLARK ST MARTINEZ GA 309073619, MARTINEZ, GA 30907-3619
Mortgage
Document Number
0016660452
Date
Feb 28, 2019
Book Page
001666/000452
Instrument
11271
Lender
Name
AMERICAN INTERNET MTG
Type
Mortgage Company
Address
SAN DIEGO, CA 92108
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 27, 2049
March 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHMOND GA
Property Address
115 CLARK ST, AUGUSTA, GA 30907-3619
Document Number
0016281612
Instrument Date
Mar 28, 2018
Transaction Type
Mortgage
Record Updated
Jan 12, 2019
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
115 CLARK ST MARTINEZ GA 309073619, MARTINEZ, GA 30907-3619
Mortgage
Document Number
0016281612
Date
May 14, 2018
Book Page
001628/001612
Lender
Name
ON Q FIN'L
Type
Funding / Finance Company
Address
SCOTTSDALE, AZ 85251
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 13, 2048
May 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
RICHMOND GA
Recording Date
May 14, 2018
Property Address
115 CLARK ST, AUGUSTA, GA 30907-3619
Document Number
0016281609
Book / Page
001628 / 001609
Instrument Date
Mar 28, 2018
Transaction Type
Transfer
Record Updated
May 29, 2018
Title Company
NOT AVAILABLE
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
115 CLARK ST AUGUSTA GA 309073619, AUGUSTA, GA 30907-3619
April 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
RICHMOND GA
Recording Date
Apr 4, 2018
Property Address
115 CLARK ST, AUGUSTA, GA 30907-3619
Document Number
0016230745
Book / Page
001623 / 000745
Instrument Date
Mar 28, 2018
Transaction Type
Transfer
Record Updated
Apr 25, 2018
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$138.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
115 CLARK ST MARTINEZ GA 309073619, MARTINEZ, GA 30907-3619
Mortgage
Document Number
16230748
Date
Apr 4, 2018
Book Page
001623/000748
Lender
Name
ON Q FIN'L
Type
Funding / Finance Company
Address
SCOTTSDALE, AZ 85251
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 3, 2048
November 2017: Grant Deed, Construction Loan
Document Type
Grant Deed
Jurisdiction
RICHMOND GA
Recording Date
Nov 16, 2017
Property Address
115 CLARK ST, AUGUSTA, GA 30907-3619
Document Number
0016010136
Book / Page
001601 / 000136
Instrument Date
Oct 3, 2017
Transaction Type
Construction Loan
Record Updated
Dec 7, 2017
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$55.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
115 CLARK ST AUGUSTA GA 309073619, AUGUSTA, GA 30907-3619
Mortgage
Document Number
16010138
Date
Nov 16, 2017
Book Page
001601/000138
Lender
Name
STATE BK&TR
Type
Bank
Address
EVANS, GA 30809
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Nov 15, 2018
Tax Assessment & Valuation
The 2026 property tax bill for 115 Clark St was $2,519, down 9.5% from the year before.
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
Property Jurisdictions
Type
Name
State
Georgia
County / Consolidated City
Augusta-Richmond County Consolidated Government
Unified School District
Richmond County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$2,519.00 (-9.52%)
2025
$2,784.00
$91,128Land $9,600Building $81,528
$227,820Land $24,000Building $203,820
2023
$2,352.00 (-0.47%)
$77,480 (+10.27%)Land $9,600Building $67,880
$193,700 (+10.27%)Land $24,000Building $169,700
2022
$2,363.00
$70,264Land $9,600Building $60,664
$175,661Land $24,000Building $151,661
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 115 Clark St in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 18 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
18 in force
Nearby Flood Claims
39 (1990–2024)
Claims Outside the SFHA
2 of 39
Most Recent Claim
Sep 2024 · Hurricane Helene
Claims by Event
Hurricane Helene, Sep 2024 · 3 claims
Severe Storms & Flooding, Oct 1990 · 8 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 115 Clark St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
WOW Internet, Cable & Phone Cable
1,200 / 50
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
AT&T Fixed Wireless · Fiber in parts of the area
100 / 20
May also be available: West Carolina Rural Telephone Cooperative.