Allegheny County property record for 115 Circle Dr, White Oak, PA 15131
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,217 sqft · built 1970 |
| Lot Size | 0.249 acres (10,850 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $507 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2020 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 650-M-223 |
| Primary APN | 650-M-223 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| Basement Area | 1 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Other |
| Lot Area | 10,850 sqft (0.249 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 115 CIRCLE DR |
|---|---|
| City | WHITE OAK |
| State | PA |
| Zip | 15131-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM VIEW PLAN 107 LOT 70XAVG155.42X70.26 CIRCLE DR 1 STY BRK V HSE-INT GAR 115 |
| Legal Subdivision | ELM VIEW PLAN |
| Legal Block | 650M |
| Legal Lot Number | 223 |
| Jurisdiction | ALLEGHENY PA |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 564200 |
Source: Allegheny County records · APN 650-M-223
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 CIRCLE DR, WHITE OAK, PA 15131-3103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage CLEARVIEW FED CR UNION |
| Mar 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARKVIEW COMMUNITY FEDERAL CREDIT UNION |
| Jun 18, 2020 | Deed of Trust, Mortgage · Line of Credit PARKVIEW COMMUNITY FEDERAL CREDIT UNION |
| May 12, 2021 | Deed of Trust, Mortgage · Line of Credit S & T BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Property Address | 115 CIRCLE DR, WHITE OAK, PA 15131-3103 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0608660437 |
|---|---|
| Date | Dec 26, 2025 |
| Book Page | 60866/437 |
| Instrument | 2025-71563 |
| Name | CLEARVIEW FED CR UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 24, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Property Address | 115 CIRCLE DR, WHITE OAK, PA 15131-3103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0518530036 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 51853/36 |
| Instrument | 202022267 |
| Name | PARKVIEW COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Mar 25, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Property Address | 115 CIRCLE DR, WHITE OAK, PA 15131-3103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0522070125 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 52207/125 |
| Instrument | 2020-43224 |
| Name | PARKVIEW COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Property Address | 115 CIRCLE DR, WHITE OAK, PA 15131-3103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0542370024 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 54237/24 |
| Instrument | 2021-49171 |
| Name | S & T BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Allegheny County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Allegheny County |
| Municipality | White Oak Borough |
| Unified School District | McKeesport Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507.00 (-82.36%) Homeowner's exemption | $79,000 (-) Land $26,500 Building $52,500 | $97,000 (-) Land $26,500 Building $70,500 |
| 2025 | $2,874.00 (+8%) Homeowner's exemption | $79,000 (-) Land $26,500 Building $52,500 | |
| 2023 | $2,661.00 Homeowner's exemption | $79,000 Land $26,500 Building $52,500 | |
| 2012 | $97,000 Land $26,500 Building $70,500 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (1999–2026) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2026 |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 167 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST CNTY MUNI AUTH-MCKEESPORT serves 32,644 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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