115 Circle Dr, Hampstead, NC 28443 Property Records

Pender County property record for 115 Circle Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,384 sqft · built 1988
Lot Size	0.454 acres (19,776 sqft)
Owner	Individual Name on Record
Last Sale	$244,000 (Apr 2012)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3291-09-2057-0000`

Property Details

APN / Parcel Number

Primary APN	`3291-09-2057-0000`
Alternative APNs	`400978998` `978998`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Basement Area	719 sqft
Unfinished Basement	719 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	19,776 sqft (0.454 acres)
Lot Dimensions	169 ft deep x 116 ft wide

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	138 sqft
Deck Area	80 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	400978998
Street Address	115 CIRCLE DR
City	HAMPSTEAD
State	NC
Zip	28443-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L49, PB 8/92, WASHINGTON ACRES SUB
Legal Subdivision	WASHINGTON ACRES
Legal Lot Number	49
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2032
Census Tract	920202

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 CIRCLE DR, HAMPSTEAD, NC 28443-2109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2012 · Amount on Record
Deed Sale	Apr 24, 2012 · Amount on Record
Prior Sale	Feb 4, 2009 · Amount on Record
Deed Document Number	20124062_00261
Deed Book / Page	4062 / 261
Last Transfer Date	May 20, 2016
Transfer Doc	0046202060
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	115 CIRCLE DR, HAMPSTEAD, NC 28443-2109
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048092231
Date	Mar 31, 2023
Book Page	4809/2231

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	115 CIRCLE DR, HAMPSTEAD, NC 28443-2109
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047702148
Date	Nov 9, 2021
Book Page	4770/2148

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 8, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	115 CIRCLE DR, HAMPSTEAD, NC 28443-2109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046401434
Date	Apr 4, 2017
Book Page	4640/1434

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	115 CIRCLE DR, HAMPSTEAD, NC 28443-2109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047300770
Date	Nov 3, 2020
Book Page	4730/770

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00 (+15.45%)	$328,982 (+60.83%) Land $56,270 Building $272,712	$328,982 (+60.83%) Land $56,270 Building $272,712
2023		$204,555 (-) Land $70,680 Building $133,875	$204,555 (-) Land $70,680 Building $133,875
2022	$1,812.00	$204,555 Land $70,680 Building $133,875	$204,555 Land $70,680 Building $133,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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