Flathead County property record for 115 Christopher Ct, Kalispell, MT 59901 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,830 sqft Living Area |
| Lot Size | 21,344 sqft (0.49 acres) |
| Garage | 462 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,214.00 (2025) |
| Primary APN | R0789380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,830 sqft Living Area |
| 1st Floor | 1,830 sqft 1st Floor |
| Basement Area | 1,120 sqft Basement |
| Finished Basement | 1,120 sqft Finished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,344 sqft (0.49 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 462 sqft Garage |
| Deck Area | 228 sqft Deck |
| Patio Area | 228 sqft Patio |
| Porch Area | 120 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 0000969102 |
|---|---|
| Street Address | 115 CHRISTOPHER CT |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7581 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | CLIFFWOOD AMD, S32, T28 N, R21 W, LOT 004 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 32 |
| Legal Subdivision | CLIFFWOOD AMD |
| Legal Lot Number | 4 |
| Jurisdiction | FLATHEAD MT |
| Minor Civil Division | KALISPELL |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 802 |
Source: Flathead County records · APN R0789380
Assessment roll updated September 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 CHRISTOPHER CT, KALISPELL, MT 59901-7581 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS BANK OF MONTANA |
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit THREE RIVERS BANK OF MONTANA |
| Jun 30, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THREE RIVERS BANK OF MONTANA |
| Jun 14, 2018 | Deed of Trust, Mortgage · Building or Construction Mortgage THREE RIVERS BANK OF MONTANA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 115 CHRISTOPHER CT, KALISPELL, MT 59901-7581 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, ATEC |
| Name | Verified Name |
|---|---|
| Address | 115 CHRISTOPHER CT, KALISPELL, MT 59901-7581 |
| Document Number | 202500026992 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 202500026992 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 115 CHRISTOPHER CT, KALISPELL, MT 59901-7581 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202500026987 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 202500026987 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 115 CHRISTOPHER CT, KALISPELL, MT 59901-7581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 202000017708 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 202000017708 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 115 CHRISTOPHER CT, KALISPELL, MT 59901-7581 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800011980 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 201800011980 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 14, 2019 |
Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,214.00 (-46.8%) | $605,300 (+6.51%) | $605,300 (+6.51%) Land $125,196 Building $480,104 |
| 2023 | $4,162.00 | $568,300 | $568,300 Land $92,046 Building $476,254 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 51% of the US · above 27% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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