St. Charles Parish property record for 115 Choctaw Dr, Luling, LA 70070
| Property Type | Single Family Home |
|---|---|
| Details | 2,806 sqft · built 2007 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,982 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jun 2020 Mortgage |
| APN | 2-050 016 00004 |
| Primary APN | 2-050 016 00004 |
|---|
| Building Area | 2,806 sqft Living Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Lot Area | 18,295 sqft (0.419 acres) |
| Street Address | 115 CHOCTAW DR |
|---|---|
| City | LULING |
| State | LA |
| Zip | 70070-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 4, SQ. 16, WILLOWRIDGE EST., PHASE V |
| Legal Subdivision | WILLOWRIDGE ESTATES - IV, V, P |
| Legal Phase | V |
| Legal Block | 16 |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 63100 |
Source: St. Charles Parish records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 115 CHOCTAW DR, LULING, LA 70070-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FBT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2012 |
| Deed Sale | Apr 30, 2012 |
| Deed Document Number | 0000770790 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 115 CHOCTAW DR, LULING, LA 70070-3242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018510842 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 1851/842 |
| Instrument | 447801 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 115 CHOCTAW DR, LULING, LA 70070-3242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018680023 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 1868/23 |
| Instrument | 449734 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: St. Charles Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,982.00 (-1.52%) Homeowner's exemption | $37,010 (-) Land $11,700 Building $25,310 | $370,100 (-) Land $117,000 Building $253,100 |
| 2024 | $3,028.00 (+29.46%) Homeowner's exemption | $37,010 (+30.07%) Land $11,700 Building $25,310 | $370,100 (+30.07%) Land $117,000 Building $253,100 |
| 2023 | $2,339.00 (-4.53%) Homeowner's exemption | $28,453 (-) Land $8,250 Building $20,203 | $284,530 (-) Land $82,500 Building $202,030 |
| 2022 | $2,450.00 Homeowner's exemption | $28,453 Land $8,250 Building $20,203 | $284,530 Land $82,500 Building $202,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 757 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 757 in force |
| Nearby Flood Claims | 115 (1980–2025) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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