Okaloosa County property record for 115 Choctaw Cir, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,068 sqft · built 1985 |
| Lot Size | 5.34 acres (232,889 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,600 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-2637-5 |
| Primary APN | C56-000-591-2637-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 2,350 sqft |
| 1st Floor Area | 1,504 sqft |
| Upper Floors Area | 564 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 232,889 sqft (5.34 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 CHOCTAW CIR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-9555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 & 4 TRACT 19 KENNEDY LAKE ESTS |
| Legal Range | 24W |
| Legal Township | 03N |
| Legal Section | 01 |
| Legal Subdivision | KENNEDY LAKE EST |
| Legal Tract | 19 |
| Legal Block | 1 |
| Legal Lot Number | 710 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 20500 |
Source: Okaloosa County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 CHOCTAW CIR, CRESTVIEW, FL 32536-9555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage OKALOOSA COUNTY |
| Mar 5, 2026 | Deed of Trust, Mortgage · VA Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 25, 2012 |
| Transfer Doc | 0031964693 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 115 CHOCTAW CIR, CRESTVIEW, FL 32536-9555 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 115 CHOCTAW CIR, CRESTVIEW, FL 32536-9555 |
| Document Number | 0003806974 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 3806974 |
| Name | OKALOOSA COUNTY |
|---|---|
| Type | Government Agency |
| Address | SHALIMAR, FL 32579 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 115 CHOCTAW CIR, CRESTVIEW, FL 32536-9555 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 115 CHOCTAW CIR, CRESTVIEW, FL 32536-9555 |
| Document Number | 0003802307 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 3802307 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,600.00 (+1.01%) | $147,828 (+5.99%) | $206,506 (-4.46%) Land $44,152 Building $162,354 |
| 2023 | $1,584.00 (+3.53%) Homeowner's exemption | $139,478 (+3%) | $216,147 (+6.61%) Land $37,512 Building $178,635 |
| 2022 | $1,530.00 Homeowner's exemption | $135,416 | $202,746 Land $35,058 Building $167,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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