115 Chippewa Ln, Rutledge, TN 37861 Property Records

Grainger County property record for 115 Chippewa Ln, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,906 sqft · built 2022
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Jun 2023)
Tax Bill	$1,302 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029069M A 06300`

Property Details

APN / Parcel Number

Primary APN	`029069M A 06300`
Alternative APN	`069M A 06300`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,906 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.569 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	115 CHIPPEWA LN
City	RUTLEDGE
State	TN
Zip	37861-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: G01
Legal Subdivision	VOLUNTEER OVERLOOK
Legal Lot Number	63
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3040
Census Tract	500302

Owner

115 Chippewa Ln is owned and occupied by an individual who bought it in June 2023.

Source: Grainger County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	115 CHIPPEWA LN, RUTLEDGE, TN 37861-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Jun 15, 2023	Warranty Deed, Transfer FOOTHILLS TITLE SERVICES INC
Jul 8, 2021	Warranty Deed, Transfer · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Jul 8, 2021 · Amount on File
Deed Document Number	23001593
Deed Book / Page	415 / 1279
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	115 CHIPPEWA LN, RUTLEDGE, TN 37861-1402
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CLIFF TOP RD, BLAINE, TN 37709-5921

Mortgage

Document Number	0000004683
Date	Dec 30, 2021
Book Page	401/695
Instrument	21004683

Lender

Name	CITIZENS BANK
Type	Bank
Address	ELIZABETHTON, TN 37643

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Jun 20, 2023

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Jun 15, 2023
Property Address	115 CHIPPEWA LN, RUTLEDGE, TN 37861-1402
Document Number	0000001593
Book / Page	415 / 1279
Map Reference	MB 6 PG 59
Instrument Date	Jun 8, 2023
Instrument	23001593
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$1,479.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CHIPPEWA LANE, RUTLEDGE, TN 37861-1402

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Jul 8, 2021
Property Address	115 CHIPPEWA LN, RUTLEDGE, TN 37861-1402
Document Number	0000002291
Book / Page	395 / 1820
Map Reference	MB 6 PG 59
Instrument Date	Jul 1, 2021
Instrument	21002291
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 MOSHINA RD, KNOXVILLE, TN 37914-9403
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002292
Date	Jul 8, 2021
Instrument	21002292

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jul 2, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 115 Chippewa Ln was $1,302, down 28.6% from the year before.

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,302.00 (-28.58%)	$55,400 (-28.59%) Land $4,000 Building $51,400
2024	$1,823.00	$77,575 (-) Land $4,000 Building $73,575
2023	$1,823.00 (+1,881.52%)	$77,575 (+1,839.38%) Land $4,000 Building $73,575
2022	$92.00	$4,000 Land $4,000
2021			$221,600 Land $16,000 Building $205,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Chippewa Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Chippewa Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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