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115 Cherry Ave, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 115 Cherry Ave, Delmar, NY 12054

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,136 sqft · built 1915
Lot Size0.98 acres (42,689 sqft)
OwnerIndividual Name on Record
Last Sale$209,000 (Jan 2021)
Tax Bill$5,488 (2026)
Deeds & MortgagesJan 2021 Mortgage
May 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN012200 85.14-3-28

Property Details

APN / Parcel Number

Primary APN012200 85.14-3-28
Alternative APNs
  • 22000850140003028000
  • 08501400030280000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,136 sqft Living Area
1st Floor Area616 sqft
2nd Floor Area520 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area42,689 sqft (0.98 acres)
Lot Dimensions458 ft deep x 96 ft wide
Garage TypeDetached
Garage Area255 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area221 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number08501400030280000000
Street Address115 CHERRY AVE
CityDELMAR
StateNY
Zip12054-2524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal DescriptionDELMAR
Legal SubdivisionDELMAR
Legal Block3
Legal Lot Number28.000
JurisdictionALBANY NY
Township / Civil DivisionBETHLEHEM
Census Block Group3
Census Block3013
Census Tract14202

Owner

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address115 CHERRY AVE, DELMAR, NY 12054-2524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Deed of Trust, Mortgage · Conventional with PMI
SEFCU
May 28, 2020Loan Modification, Mortgage · Conventional Mortgage
NEW RESID'L MTG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2021 · Amount on Record
Deed SaleJan 29, 2021 · Amount on Record
Prior SaleAug 2, 2001 · Amount on Record
Deed Document Number20213007
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address115 CHERRY AVE, DELMAR, NY 12054-2524
Document Number0000003008
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 AVIATION RD #305 ALBANY NY 122051354, 305, ALBANY, NY 12205-1354

Mortgage

Document Number0000003008
DateJan 29, 2021
Instrument3008
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJan 28, 2036

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBANY NY
Property Address115 CHERRY AVE, DELMAR, NY 12054-2524
Document Number0000020992
Instrument DateMay 28, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 CHERRY AVE DELMAR NY 120542524, DELMAR, NY 12054-2524

Mortgage

Document Number0000020992
DateSep 22, 2020
Instrument20992
Lender
NameNEW RESID'L MTG LLC
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueSep 21, 2060
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionBethlehem Town
Unified School DistrictBethlehem Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,488.00 (+1.09%)
2025$5,429.00$165,000 (-) Land $88,600 Building $76,400$257,813 (+17.19%) Land $138,438 Building $119,375
2023$165,000 Land $88,600 Building $76,400$220,000 Land $118,133 Building $101,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1999–2000)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBETHLEHEM WD NO 1
serves 31,000 people · EPA ID NY0100191
Water SourceSurface water
Last State InspectionAug 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
Hudson Valley Wireless
Fixed Wireless		200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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