115 Cherokee Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 115 Cherokee Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 1,608 sqft · built 1952
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$107,640 (Oct 2016)
Tax Bill	$3,728 (2026)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116C041`

Property Details

APN / Parcel Number

Primary APN	`116C041`
Alternative APNs	`672607` `409791`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,608 sqft Heated Area
Gross Area	2,608 sqft
1st Floor Area	1,416 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1992
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	150 ft deep x 180 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	136 sqft
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	409791
Street Address	115 CHEROKEE RD
City	CORNELIA
State	GA
Zip	30531-4355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-172 PB 61-165 9-194 1126-1051
Legal Subdivision	WM AYERS
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3014
Census Tract	604

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 CHEROKEE RD, CORNELIA, GA 30531-4355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2016 · Amount on Record
Deed Sale	Oct 18, 2016 · Amount on Record
Prior Sale	Oct 30, 2013 · Amount on Record
Deed Document Number	20162048
Deed Book / Page	1126 / 1051
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	115 CHEROKEE RD, CORNELIA, GA 30531-4355
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CHEROKEE TE

Mortgage

Document Number	0000001282/0000000700
Date	Oct 19, 2021
Book Page	0000001282/0000000700

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,728.00 (+95.49%)	$115,428 (+57.04%) Land $35,509 Building $79,919	$288,571 (+57.04%) Land $88,773 Building $199,798
2023	$1,907.00 (+12.57%)	$73,504 (+12.58%) Land $14,952 Building $58,552	$183,760 (+12.58%) Land $37,380 Building $146,380
2022	$1,694.00	$65,292 Land $14,952 Building $50,340	$163,230 Land $37,380 Building $125,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherokee Rd

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