115 Charles Ln, Terrell, TX 75160 Property Records

Kaufman County property record for 115 Charles Ln, Terrell, TX 75160

Property Summary

Property Type	Commercial
Details	1 ba · 1,382 sqft · built 1956
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,757 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S3140001600`

Property Details

APN / Parcel Number

Primary APN	`S3140001600`
Alternative APNs	`00.3140.0001.0008.00.06.06` `R34636` `34636`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,382 sqft Gross Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,050 sqft (0.185 acres)
Lot Depth	115 ft Depth
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	84 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	115 CHARLES LN
City	TERRELL
State	TX
Zip	75160-1516
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	RASH 1ST BLOCK 1 LOT 8
Legal Subdivision	RASH FIRST
Legal Block	1
Legal Lot Number	8
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2002
Census Tract	50300

Owner

Source: Kaufman County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 GRIFFITH AVE, TERRELL, TX 75160-1413
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITY NATIONAL BANK OF SULPHUR SPRINGS
Jan 20, 2017	Deed of Trust, Mortgage CITY NAT'L BK/SULPHUR SPRINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2016
Deed Sale	Jul 12, 2016
Deed Document Number	201613358
Deed Book / Page	5086 / 230
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	115 CHARLES LN, TERRELL, TX 75160-1516
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 GRIFFITH AVE, TERRELL, TX 75160-1413

Mortgage

Document Number	0069490538
Date	Apr 21, 2021
Book Page	6949/538
Instrument	2021-0015389

Lender

Name	CITY NATIONAL BANK OF SULPHUR SPRINGS
Type	Bank
Address	SULPHUR SPRINGS, TX 75482

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	115 CHARLES LN, TERRELL, TX 75160-1516
Document Number	0052440144
Book / Page	005244 / 000144
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2017
Title Company	KAUFMAN COUNTY TITLE, KAUFMAN CNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14719 FM 986 TERRELL TX 751606136, TERRELL, TX 75160-6136

Mortgage

Document Number	0052440144
Date	Jan 20, 2017
Book Page	005244/000144
Instrument	1440

Lender

Name	CITY NAT'L BK/SULPHUR SPRINGS
Type	Bank
Address	SULPHUR SPRINGS, TX 75483

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 19, 2027

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,000 (+2.61%) Land $65,000 Building $105,000	$170,000 (+2.61%) Land $65,000 Building $105,000
2024	$3,757.00 (-3.69%)
2023	$3,901.00 (-2.91%)	$165,675 Land $65,000 Building $100,675	$165,675 Land $65,000 Building $100,675
2022	$4,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: ANTS Technology, Element8, Nextlink, Verizon.

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