115 Chancing Bye Ln, Huger, SC 29450 Property Records

Berkeley County property record for 115 Chancing Bye Ln, Huger, SC 29450

Property Summary

Property Type	Single Family Home
Details	2,300 sqft · built 2022
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Oct 2020)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`241-00-00-169`

Property Details

APN / Parcel Number

Primary APN	`241-00-00-169`
Alternative APN	`241-00-00-002`

Interior

Building Area	2,300 sqft Finished Area
1st Floor Area	1,472 sqft
2nd Floor Area	828 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	196,020 sqft (4.5 acres)
Garage Area	1,444 sqft
Porch	Patio
Storage Building	640 sqft

Location & Zoning

Street Address	115 CHANCING BYE LN
City	HUGER
State	SC
Zip	29450-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 2
Legal Subdivision	HUGER
Legal Lot Number	LOT 2
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1018
Census Tract	20405

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 CHANCING BYE LN, HUGER, SC 29450-8609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage SCHUMACHER MORTGAGE LLC
Oct 20, 2020	Deed, Transfer · Conventional Mortgage CENTERSTATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	202040746
Deed Book / Page	3544 / 139
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	115 CHANCING BYE LN, HUGER, SC 29450-8609
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04728/0772
Date	Dec 6, 2023
Book Page	4728/772
Instrument	2023037064

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	115 CHANCING BYE LN, HUGER, SC 29450-8609
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04115/0218
Date	Jan 12, 2022
Book Page	4115/218
Instrument	2022001624

Lender

Name	SCHUMACHER MORTGAGE LLC
Type	Non-Lending Institution
Address	CANTON, OH 44708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 20, 2020
Property Address	115 CHANCING BYE LN, HUGER, SC 29450-8609
Document Number	03544/0139
Book / Page	3544 / 139
Map Reference	MB S PG 75Q
Instrument Date	Oct 5, 2020
Instrument	2020040746
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1002 WASHITONIA WAY UNIT C, C, CHARLESTON, SC 29492-8288

Mortgage

Document Number	2020040747
Date	Oct 20, 2020
Instrument	2020040747

Lender

Name	CENTERSTATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,795 (+2,399.97%) Land $214,321 Building $203,474	$493,000 (-) Land $252,900 Building $240,100
2025	$1,785.00 (+3.78%)	$16,712 (-) Land $8,573 Building $8,139	$493,000 (-) Land $252,900 Building $240,100
2024	$1,720.00 (-26.53%) Homeowner's exemption	$16,712 (-23.33%) Land $8,573 Building $8,139	$493,000 (+35.7%) Land $252,900 Building $240,100
2022	$2,341.00	$21,798 Land $9,378 Building $12,420	$363,300 Land $156,300 Building $207,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	24 (1983–2017)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 92% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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