Cape May County and West Cape May Borough property record for 115 Central Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,740 sqft · built 1964 |
| Lot Size | 1.47 acres (64,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Jul 1992) |
| Tax Bill | $6,945 (2024) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 12 00026-0000-00013 |
| Primary APN | 12 00026-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,740 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 64,251 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1200026000000013 |
|---|---|
| Street Address | 115 CENTRAL AVE |
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD B21-L1,2 |
| Legal Subdivision | HUGHES LOTS/BROADWAY |
| Legal Block | 26 |
| Legal Lot Number | 13.1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21900 |
115 Central Ave is owned and occupied by two individuals who bought it in July 1992.
Source: Cape May County and West Cape May Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 CENTRAL AVE, CAPE MAY, NJ 08204-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2025 | Deed, Transfer STONE CAPITAL LLC |
| Jun 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 1992 · Amount on File |
| Deed Sale | Jul 16, 1992 · Amount on File |
| Prior Sale | Dec 17, 1990 |
| Deed Book / Page | 2269 / 324 |
| Prior Transfer Date | Jun 23, 1992 |
| Prior Transfer Doc | 2269000324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 27, 2025 |
| Property Address | 115 CENTRAL AVE, CAPE MAY, NJ 08204-1215 |
| Document Number | 0000059726 |
| Book / Page | D4210 / 842 |
| Instrument Date | Feb 25, 2025 |
| Instrument | 2025059726 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | UNKNOWN, THE TITLE COMPANY OF JERSEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 CENTRAL AVE, WEST CAPE MAY, NJ 08204-1215 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 968, CAPE MAY COURT HOUSE, NJ 08210-0968 |
| Document Number | 0000059727 |
|---|---|
| Date | Feb 27, 2025 |
| Instrument | 2025059727 |
| Name | STONE CAPITAL LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 115 CENTRAL AVE, CAPE MAY, NJ 08204-1215 |
| Document Number | 0058740590 |
| Book / Page | 005874 / 000590 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 CENTRAL AVE WEST CAPE MAY NJ 082041215, WEST CAPE MAY, NJ 08204-1215 |
| Document Number | 0058740590 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 005874/000590 |
| Instrument | 17874 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 11, 2042 |
Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,600 (-2.64%) Land $276,600 Building $173,000 | $449,600 (-2.64%) Land $276,600 Building $173,000 | |
| 2025 | $461,800 Land $288,800 Building $173,000 | $461,800 Land $288,800 Building $173,000 | |
| 2024 | $6,945.00 | ||
| 2023 | $453,800 Land $288,800 Building $165,000 | $453,800 Land $288,800 Building $165,000 | |
| 2022 | $6,148.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 61 condo units |
| Nearby Flood Claims | 98 (1978–2023) |
| Claims Outside the SFHA | 10 of 98 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Central Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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