115 Central Ave, Alameda, CA 94501 Property Records

Alameda County property record for 115 Central Ave, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,010 sqft · built 1945
Lot Size	0.121 acres (5,280 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Feb 2009)
Tax Bill	$7,375 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-482-36`

Property Details

APN / Parcel Number

Primary APN	`74-482-36`
Alternative APN	`074-0482-036-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,010 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,280 sqft (0.121 acres)

Location & Zoning

Street Address	115 CENTRAL AVE
City	ALAMEDA
State	CA
Zip	94501-3244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00036 BLK: AR: 0074 PAGE: 0482
Legal Subdivision	BAY VIEW
Legal Block	6
Legal Lot Number	21
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	3
Census Block	3002
Census Tract	427700

Owner

Source: Alameda County assessment roll, as of June 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 CENTRAL AVE, ALAMEDA, CA 94501-3244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit FINANCE OF AMERICA REVERSE LLC
Feb 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2009 · Amount on Record
Deed Sale	Feb 13, 2009 · Amount on Record
Deed Document Number	200948405
Last Transfer Date	Apr 18, 2017
Transfer Doc	0000094270
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	May 5, 2026
Property Address	115 CENTRAL AVE, ALAMEDA, CA 94501-3244
Document Number	0000059224
Instrument Date	Apr 24, 2026
Instrument	202659224
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	115 CENTRAL AVE, ALAMEDA, CA 94501-3244

Mortgage

Document Number	0000059224,
Date	May 5, 2026
Instrument	202659224

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	963 Months
Due	Aug 31, 2106

Interest

Rate	6.38%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	115 CENTRAL AVE, ALAMEDA, CA 94501-3244
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CENTRAL AVE, ALAMEDA, CA 94501-3244

Mortgage

Document Number	0000018872
Date	Feb 6, 2024
Instrument	2024018872

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	115 CENTRAL AVE, ALAMEDA, CA 94501-3244
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CENTRAL AVE, ALAMEDA, CA 94501-3244

Mortgage

Document Number	0000348458
Date	Oct 21, 2021
Instrument	2021348458

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	115 CENTRAL AVE, ALAMEDA, CA 94501-3244
Document Number	0000013360
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 CENTRAL AVE ALAMEDA CA 945013244, ALAMEDA, CA 94501-3244

Mortgage

Document Number	0000013360
Date	Jan 22, 2020
Instrument	13360

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	115 CENTRAL AVE, ALAMEDA, CA 94501-3244
Document Number	0000205792
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CENTRAL AVE ALAMEDA CA 945013244, ALAMEDA, CA 94501-3244

Mortgage

Document Number	0000205792
Date	Oct 24, 2018
Instrument	205792

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 27, 2017
Property Address	115 CENTRAL AVE, ALAMEDA, CA 94501-3244
Document Number	0000094270
Instrument Date	Apr 18, 2017
Instrument	94270
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 CENTRAL AVE ALAMEDA CA 945013244, ALAMEDA, CA 94501-3244

Mortgage

Document Number	94271
Date	Apr 27, 2017
Instrument	94271

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of June 20, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,375.00 (+4.92%) Homeowner's exemption	$450,121 (+2.45%) Land $137,136 Building $319,985
2023	$7,029.00	$439,375 Land $131,812 Building $307,563	$808,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Google Fiber, Sonic Telecom.

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