115 Center St, Conrad, IA 50621 Property Records

Grundy County property record for 115 Center St, Conrad, IA 50621

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,200 sqft · built 2000
Lot Size	0.099 acres (4,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jul 2026)
Tax Bill	$2,546 (2026)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`861731127004`

Property Details

APN / Parcel Number

Primary APN	`861731127004`

Interior

Stories	1 Story
Building Area	4,200 sqft Gross Area
1st Floor Area	4,200 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Frame
Roof Material	Metal
Lot Area	4,300 sqft (0.099 acres)
Lot Dimensions	100 ft deep x 43 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	115 CENTER ST
City	CONRAD
State	IA
Zip	50621
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	CONRAD, CONRAD GROVE, BLK 3 BEG 6.8' W OF SE COR OF LOT 18, E 42.6', N'LY TO PT ON N LINE OF LOT 16 6.6' W OF NE COR OF LOT
Legal Subdivision	CONRAD GROVE ADDITION
Legal Block	3
Legal Lot Number	16,18
Jurisdiction	GRUNDY IA
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1182
Census Tract	960400

Owner

Source: Grundy County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26748 310TH ST, NEW PROVIDENCE, IA 50206-8042
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Deed Document Number	20261326
Prior Transfer Date	Jun 26, 2025
Prior Transfer Doc	0000001710
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IA
Recording Date	Jul 9, 2026
Property Address	115 CENTER ST, CONRAD, IA 50621
Document Number	0000001326
Instrument Date	Jul 2, 2026
Instrument	20261326
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$21,735.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26748 310TH ST, NEW PROVIDENCE, IA 50206-8042

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Recording Date	Jul 6, 2026
Property Address	115 CENTER ST, CONRAD, IA 50621
Document Number	0000001303
Instrument Date	Jul 2, 2026
Instrument	20261303
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001303,
Date	Jul 6, 2026
Instrument	20261303

Lender

Name	NICOLET NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 2, 2046

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Grundy County
Municipality	Conrad City
Unified School District	BCLUW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,546.00	$162,360 (-) Land $3,230 Building $159,130	$162,360 (-) Land $3,230 Building $159,130
2025	$2,546.00 (+15.2%)	$162,360 (+14.41%) Land $3,230 Building $159,130	$162,360 (+14.41%) Land $3,230 Building $159,130
2024	$2,210.00 (-6.12%)
2023		$141,910 (-) Land $3,230 Building $138,680	$141,910 (-) Land $3,230 Building $138,680
2022	$2,354.00	$141,910 Land $3,230 Building $138,680
2021			$141,910 Land $3,230 Building $138,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONRAD WATER SUPPLY serves 1,098 people · EPA ID IA3809067
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Dec 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heart of Iowa Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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