115 Cedar Tree Ct, De Soto, MO 63020 Property Records

Jefferson County property record for 115 Cedar Tree Ct, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	4,196 sqft · built 2015
Lot Size	40.2 acres (1,752,419 sqft)
Owner	2 Individual Names on Record
Last Sale	$678,800 (Jul 2021)
Tax Bill	$4,346 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-6.0-14.0-0-000-002.11`

Property Details

APN / Parcel Number

Primary APN	`24-6.0-14.0-0-000-002.11`

Interior

Stories	1 Story
Building Area	4,196 sqft Living Area
Gross Area	5,076 sqft
1st Floor Area	2,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	1,752,419 sqft
Garage Type	Attached
Garage Area	880 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	115 CEDAR TREE CT
City	DE SOTO
State	MO
Zip	63020-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4
Legal Range	4E
Legal Township	39N
Legal Section	14
Legal Block	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	2
Census Block	2016
Census Tract	701401

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 CEDAR TREE CT, DE SOTO, MO 63020-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOGETHER CU
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Dec 11, 2020	Deed of Trust, Mortgage BLOOMSDALE BK
Mar 20, 2020	Deed of Trust, Mortgage BLOOMSDALE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Jan 30, 2014 · Amount on Record
Deed Document Number	202131094
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	115 CEDAR TREE CT, DE SOTO, MO 63020-3703
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CEDAR TREE CT, DE SOTO, MO 63020-3703

Mortgage

Document Number	0000010127
Date	Apr 30, 2024
Instrument	2024R-010127

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 29, 2034

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 16, 2021
Property Address	115 CEDAR TREE CT, DE SOTO, MO 63020-3703
Document Number	2021R031094
Instrument Date	Jul 14, 2021
Instrument	2021R-031094
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CEDAR TREE CT, DE SOTO, MO 63020-3703

Mortgage

Document Number	2021R031095
Date	Jul 16, 2021
Instrument	2021R-031095

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	115 CEDAR TREE CT, DE SOTO, MO 63020-3703
Document Number	0000049393
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 CEDAR TREE CT DE SOTO MO 630203703, DE SOTO, MO 63020-3703

Mortgage

Document Number	0000049393
Date	Dec 21, 2020
Instrument	49393

Lender

Name	BLOOMSDALE BK
Type	Bank
Address	HERCULANEUM, MO 63048

Agreement

Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	115 CEDAR TREE CT, DE SOTO, MO 63020-3703
Document Number	0000011445
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 CEDAR TREE CT DE SOTO MO 630203703, DE SOTO, MO 63020-3703

Mortgage

Document Number	0000011445
Date	Apr 6, 2020
Instrument	11445

Lender

Name	BLOOMSDALE BK
Type	Bank
Address	BLOOMSDALE, MO 63627

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2040

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Sunrise R-IX School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,900 (-) Land $3,400 Building $57,500	$328,400 (-) Land $21,700 Building $306,700
2025	$4,346.00 (+9.17%)	$60,900 (+8.94%) Land $3,400 Building $57,500
2024			$328,400 (+8.71%) Land $21,700 Building $306,700
2023	$3,981.00	$55,900 Land $3,400 Building $52,500	$302,100 Land $21,700 Building $280,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2003–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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