Saginaw County property record for 115 Cedar St, Hemlock, MI 48626 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,251 sqft · built 1946 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2021) |
| Tax Bill | $504 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Dec 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-28-0361-000 |
| Primary APN | 22-12-2-28-0361-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,251 sqft Living Area |
| 1st Floor Area | 1,239 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 195 sqft |
| Patio Area | 300 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 115 CEDAR ST |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 41-42-43 J. W. PIERCE ADD. TO THE VILLAGE OF HEMLOCK SEC 28 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 28 |
| Legal Subdivision | J. W. PIERCE ADD |
| Legal Lot Number | 41-43 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 12100 |
Source: Saginaw County records · APN 22-12-2-28-0361-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 CEDAR ST, HEMLOCK, MI 48626-9352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Dec 17, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 11, 2017 | Warranty Deed, Transfer · Conventional with PMI TEAM ONE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on Record |
| Deed Sale | Sep 10, 2021 · Amount on Record |
| Prior Sale | Oct 11, 2017 · Amount on Record |
| Deed Document Number | 202129707 |
| Prior Transfer Date | Jun 18, 2012 |
| Prior Transfer Doc | 0000021490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 10, 2021 |
| Property Address | 115 CEDAR ST, HEMLOCK, MI 48626-9352 |
| Document Number | 2021029707 |
| Map Reference | LB 3 PG 27 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021029707 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | MOELAND TITLE SERVICES LLC, HOMELAND TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 CEDAR ST, 115, HEMLOCK, MI 48626-9352 |
| Name | Verified Name |
|---|---|
| Address | 3045 BURRITT ST NW, GRAND RAPIDS, MI 49504-4698 |
| Document Number | 2021029708 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021029708 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 17, 2019 |
| Property Address | 115 CEDAR ST, HEMLOCK, MI 48626-9352 |
| Document Number | 0000030714 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 30714 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 CEDAR ST HEMLOCK MI 486269352, HEMLOCK, MI 48626-9352 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 11, 2017 |
| Property Address | 115 CEDAR ST, HEMLOCK, MI 48626-9352 |
| Document Number | 0000027915 |
| Instrument Date | Oct 04, 2017 |
| Instrument | 27915 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2017 |
| Title Company | ALMA ABSTRACT AND TITLE, ALMA ABS & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $77.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11312 LAKE CIRCLE DR N SAGINAW MI 486099426, SAGINAW, MI 48609-9426 |
| Document Number | 27917 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 27917 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48607 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2047 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,800 (+27.5%) | $145,600 (+27.5%) | |
| 2025 | $504.00 (-78.34%) Homeowner's exemption | ||
| 2023 | $57,100 | $114,200 | |
| 2022 | $2,327.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures