Franklin County property record for 115 Cavern Dr, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · built 1958 |
| Lot Size | 0.294 acres (12,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Apr 2021) |
| Tax Bill | $1,617 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Nov 2019 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-40-07-005.00 |
| Primary APN | 049-40-07-005.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,825 sqft (0.294 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 74324 |
|---|---|
| Street Address | 115 CAVERN DR |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-3322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAVELAWN LT 28 |
| Legal Subdivision | CAVELAWN |
| Legal Phase | V |
| Legal Lot Number | 28 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 70401 |
115 Cavern Dr is owned and occupied by an individual who bought it in April 2021.
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 CAVERN DR, FRANKFORT, KY 40601-3322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed, Transfer · Conventional Mortgage TRADITIONAL BANK |
| Nov 12, 2019 | Deed, Transfer · Line of Credit COMMUNITY TRUST BANK INC |
| Nov 12, 2019 | Deed, Transfer |
| Aug 27, 2013 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on File |
| Deed Sale | Apr 12, 2021 · Amount on File |
| Prior Sale | Nov 12, 2019 · Amount on File |
| Deed Document Number | 2021521883 |
| Deed Book / Page | 601 / 771 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 12, 2021 |
| Property Address | 115 CAVERN DR, FRANKFORT, KY 40601-3322 |
| Document Number | 00D601/771 |
| Book / Page | D601 / 771 |
| Map Reference | MB 126 PG 67 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 521883 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 243 RIVER VALLEY RD, FRANKFORT, KY 40601-8997 |
| Name | Verified Name |
|---|---|
| Address | 115 CAVERN DR, FRANKFORT, KY 40601-3322 |
| Document Number | 0000521884 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 521884 |
| Name | TRADITIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Nov 12, 2019 |
| Property Address | 115 CAVERN DR, FRANKFORT, KY 40601-3322 |
| Document Number | 00D589/769 |
| Book / Page | D589 / 769 |
| Map Reference | CAB C SL 53 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 497053 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 KEYSTONE DR, CINCINNATI, OH 45244-2688 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 CAVERN DR, FRANKFORT, KY 40601-3322 |
| Document Number | 0M1512/495 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | M1512/495 |
| Instrument | 497686 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 31, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Nov 12, 2019 |
| Property Address | 115 CAVERN DR, FRANKFORT, KY 40601-3322 |
| Document Number | 00D589/766 |
| Book / Page | D589 / 766 |
| Map Reference | CAB C SL 53 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 497052 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 MALLARD DR, FRANKFORT, KY 40601-8646 |
| Name | Verified Name |
|---|---|
| Address | 115 CAVERN DR, FRANKFORT, KY 40601-3322 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 27, 2013 |
| Property Address | 115 CAVERN DR, FRANKFORT, KY 40601-3322 |
| Document Number | 00D542/025 |
| Book / Page | D542 / 025 |
| Map Reference | DD126 PG67 |
| Instrument Date | Aug 23, 2013 |
| Instrument | 406447 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1039 TAMWORTH LN, FRANKFORT, KY 40601-8459 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 CAVERN DR, FRANKFORT, KY 40601-3322 |
| Investor | Possibly a Property Investor |
| Document Number | 0000406448 |
|---|---|
| Date | Aug 27, 2013 |
| Instrument | 406448 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2043 |
The 2025 property tax bill for 115 Cavern Dr was $1,617.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,617.00 | $135,000 Land $18,000 Building $117,000 | $135,000 Land $18,000 Building $117,000 |
| 2023 | $1,613.00 (+0.94%) | $135,000 (-) | $135,000 (-) |
| 2022 | $1,598.00 | $135,000 | $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Cavern Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 18 (1978–2010) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Cavern Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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