Stafford County property record for 115 Cates Ln, Stafford, VA 22554
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 4 ba · 2,158 sqft · built 2021 |
| Lot Size | 0.082 acres (3,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $422,065 (Oct 2021) |
| Tax Bill | $4,582 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13D-62 |
| Primary APN | 13D-62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,158 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,602 sqft (0.082 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 59668 |
|---|---|
| Street Address | 115 CATES LN |
| City | STAFFORD |
| State | VA |
| Zip | 22554-3364 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3- RES HIGH DENS |
| Legal Description | LOT 62 3603 SQFT QUANTICO VILLAGE PM200000084 |
| Legal Lot Number | 62 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GRIFFIS-WIDEWATER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10108 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 CATES LN, STAFFORD, VA 22554-3364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jun 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Mar 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Oct 29, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Deed Document Number | 210036318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 115 CATES LN, STAFFORD, VA 22554-3364 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 115 CATES LN, STAFFORD, VA 22554-3364 |
| Document Number | 0250013571 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 250013571 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 115 CATES LN, STAFFORD, VA 22554-3364 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0240003052 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 240003052 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 115 CATES LN, STAFFORD, VA 22554-3364 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0230007691 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 230007691 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 115 CATES LN, STAFFORD, VA 22554-3364 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0230002397 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 230002397 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Oct 29, 2021 |
| Property Address | 115 CATES LN, STAFFORD, VA 22554-3364 |
| Document Number | 0210036318 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 210036318 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | TITLE ONE SETTLEMENT GROUP LLC, TITLE ONE SETTLEMENT GRP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 CATES LN, STAFFORD, VA 22554-3364 |
| Document Number | 0210036319 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 210036319 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,582.00 (+28.56%) | $489,200 (+29.69%) Land $158,000 Building $331,200 | $489,200 (+29.69%) Land $158,000 Building $331,200 |
| 2023 | $3,564.00 (+267.42%) | $377,200 Land $115,000 Building $262,200 | $377,200 Land $115,000 Building $262,200 |
| 2021 | $970.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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